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Overview

3 bd3 ba1,468 sqftTownhouse
TypeTownhouse
HOA$303.85/mo
Built2005
Lot2,396 sqft
Living area1,468 sqft
Price / sqft$167

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimarybedroom UpstairsThermostatClubhouseFitness CenterGated Community - No Guard

1280 S Beach Cir is a 2005-built home in Fiesta Key, Kissimmee. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,468 square feet of living space. Listed at $245,000 (about $167/sqft), 95 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $303.85 monthly.

From the listing

Welcome to this beautifully furnished 3-bedroom, 2.5-bath townhome in the desirable gated community of Fiesta Key, where comfort, convenience, and resort-style living come together just minutes from Walt Disney World and Central Florida's most popular attractions. Offering 1,468 square feet of heated living space and 1,673 total square feet. This well-maintained two-story home is ideal as a primary residence, vacation getaway, or income-producing investment, with short-term rentals permitted. The HVAC system was replaced in 2020, and a new dishwasher was installed in 2022, providing valuable updates for added peace of mind. Inside, you'll find a bright and functional floor plan featuring tile flooring throughout the main living areas, an inviting living room, and an open kitchen with a breakfast bar. Upstairs, the spacious primary suite offers a walk-in closet and private en-suite bath, while two additional bedrooms provide comfortable accommodations for family, guests, or a home office. Step outside to the private screened patio, creating the perfect space to enjoy Florida's beautiful weather, unwind after a day at the parks, or entertain friends and family. Residents of Fiesta Key enjoy a variety of resort-style amenities, including a community pool, tennis courts, fitness center, clubhouse, and beautifully maintained grounds. Conveniently located near shopping, dining, entertainment, US-192, and major roadways, this move-in-ready home offers exceptional flexibility and an outstanding opportunity to enjoy the Central Florida lifestyle. Once you step inside, you'll immediately appreciate how easily this home fits the way you want to live.

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The essentials

Built
2005
Price / sqft
$167
On market
95 days
Annual tax
$4,386
HOA
$303.85/mo
Flood zone
X · Low risk
Lot
2,396 sqft
Type
Townhouse

At a glance

Townhouse
Built 2005
Community pool
Fitness center too
2,396 sqft lot
Lot size
1,468 sqft
Living area

Payment

Est. monthly payment
$2,070/mo
Down payment (20%)
$49,000
Property taxes
$366/mo
HOA
$303.85/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2005
Lot
2,396 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
95
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primarybedroom Upstairs
Thermostat
Clubhouse
Fitness Center
Gated Community - No Guard
Pool
Tennis Court(s)
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$4,386
Parcel #
25-25-28-1425-0001-0320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fiesta Key
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
2,396 sqft
HOA
$303.85/mo
Emma Marsh

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #O6424976
$245,000-2.0%
$167/sqft
-
Price change
Source: Stellar MLS #O6424976
$250,000-5.7%
$170/sqft
7/15/2026
Listed for sale
Source: Stellar MLS #O6424976
$265,000
$181/sqft

Neighborhood

1280 S Beach Cir
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $245,000
$242,500 – $245,000
99% – 100% of listTops out right at the list price
80% of listList price
88 of the last 175 townhouse or villa closings in 34746 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 95 after a $20,000 cut.

Sample: 175 closed townhouse or villa sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,070/mo
Principal & interest$1,278
Property taxes$366
Insurance$123
HOA$304
Down payment20% · $49,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$245,000

$167 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,468 sq ft

Time on market

95 days

Year built

2005

Monthly payment

About $2,070/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,386 annual tax bill, insurance, and the $303.85/mo HOA fee.

HOA fee

$303.85/mo

Managed by Emma Marsh.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byEXP REALTY LLCListing agent: Carlos GermanListing data from Stellar MLS, MLS# O6424976.

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