Discover the rare combination of space, privacy, and waterfront living at 10844 Poinciana Drive in Clermont. Nestled on a scenic 0.90-acre lakefront lot overlooking Little Saw Mill Lake with canal access to Saw Mill Lake, this exceptional split-level home offers endless possibilities for everyday living, entertaining, and enjoying Florida's natural beauty. With 3,528 square feet of living space, the thoughtfully designed floor plan features 3 bedrooms and 2 bathrooms on the main level, creating comfortable day-to-day living, while the expansive lower level provides incredible flexibility. Complete with a spacious living area, kitchenette, and full bathroom, this versatile space is ideal for an in-law suite, guest accommodations, a recreation area, home office, or multi-purpose living space. The home's outdoor spaces are just as impressive. Expansive upper and lower rear porches provide the perfect setting to take in tranquil lake views, sip your morning coffee, unwind at sunset, or host gatherings surrounded by nature. The nearly one-acre property offers room to spread out, garden, play, or simply enjoy the peaceful waterfront setting. Additional highlights include a two-car garage, no HOA, and direct access to two connected lakes for boating, skiing, fishing, kayaking, paddleboarding, or simply embracing the waterfront lifestyle. If you've been searching for a property that combines generous living space, flexible design, and a picturesque lakefront setting, this Clermont home is one you won't want to miss. Schedule your private showing today and experience everything this unique waterfront property has to offer.