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Overview

3 bd2 ba1,514 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1983
Lot9,000 sqft
Living area1,514 sqft
Price / sqft$264
Garage2 car

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About this home

Ceiling Fans(s)Solid Wood CabinetsWalk-in Closet(s)StorageStreet LightsDishwasherDisposalMicrowave

521 Lakeshore Cir is a 1983-built home in Greenwood Lakes, Lake Mary. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,514 square feet of living space. Listed at $399,000 (about $264/sqft), 82 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome home to 521 Lakeshore Cir, a beautifully upgraded one-story retreat in the heart of desirable Lake Mary, zoned for top-rated Seminole County schools. This spacious 3 bedroom, 2 bathroom home offers 1,514 square feet of thoughtfully updated living space on a generous 0.21-acre lot, blending comfort, character, and everyday functionality. Step inside to find gorgeous porcelain wood-look tile flooring flowing throughout the home, setting a warm and cohesive tone from room to room. The kitchen has been beautifully upgraded with granite countertops, gorgeous cabinetry, and stainless steel appliances, creating a bright and inviting space to cook and gather. The versatile floor plan includes a converted garage into an additional living space, complete with an oversized walk-in closet, perfect for a guest suite, home office, or growing family. Major updates provide peace of mind, including a new roof (2020) and a new AC unit (2019). Step outside to your private backyard oasis, where a charming gazebo and pergola set the scene over a paver patio connecting the outdoor living areas, ideal for relaxing or entertaining. Enjoy a fenced yard, offering privacy and room to enjoy the Florida sunshine. Ideally located in the heart of Lake Mary, this home offers easy access to I-4, Lake Emma Road, and Greenwood Blvd, putting shopping, dining, and top-rated schools just minutes away. Don't miss this rare opportunity to own a beautifully upgraded home in one of Seminole County's most sought-after communities.

The essentials

Built
1983
Price / sqft
$264
On market
82 days
Annual tax
$4,594
Flood zone
X · Low risk
Lot
9,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1983
2 car garage
Converted Garage
9,000 sqft lot
Lot size
1,514 sqft
Living area

Payment

Est. monthly payment
$2,663/mo
Down payment (20%)
$79,800
Property taxes
$383/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1983
Lot
9,000 sqft
Cooling
Central Air
Heating
Central
Parking
Converted Garage, Driveway
Days on Market
82
Ceiling Fans(s)
Solid Wood Cabinets
Walk-in Closet(s)
Storage
Street Lights
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Lake Mary Elementary
Middle
Greenwood Lakes Middle
High
Lake Mary High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,594
Parcel #
18-20-30-504-0000-0310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Greenwood Lakes
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
9,000 sqft
City LimitsIn CountySidewalkPaved

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #O6427102
$399,000-2.4%
$264/sqft
-
Price change
Source: Stellar MLS #O6427102
$409,000-4.7%
$270/sqft
7/22/2026
Listed for sale
Source: Stellar MLS #O6427102
$429,000
$283/sqft

Neighborhood

521 Lakeshore Cir
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$395,000 – $399,000
99.1% – 100% of listTops out right at the list price
80% of listList price
104 of the last 207 home closings in 32746 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 82 after a $30,000 cut.

Sample: 207 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,663/mo
Principal & interest$2,081
Property taxes$383
Insurance$200
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$264 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,514 sq ft

Time on market

82 days

Year built

1983

Monthly payment

About $2,663/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,594 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREAL PROPERTY MANAGEMENT AND REALTYListing agent: Shelby KirschListing data from Stellar MLS, MLS# O6427102.

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