1360 Cottage Circle, photo 1
Active
1 / 23

Overview

2 bd1 ba726 sqftSingle Family
TypeSingle Family
HOA$75/mo
Built2024
Lot2,600 sqft
Living area726 sqft
Price / sqft$331

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorLightingRangeRefrigerator

1360 Cottage Circle is a 2024-built home in Na, Tavares. Inside you'll find 2 bedrooms, 1 bathrooms, and 726 square feet of living space. Listed at $240,000 (about $331/sqft), 86 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 monthly.

From the listing

Welcome to this beautifully designed 2024-built cottage in the desirable Tavares. This charming 2-bedroom, 1-bath home offers 726 square feet of thoughtfully designed living space, maximizing comfort and functionality with an open-concept layout and abundant natural light. The modern kitchen flows seamlessly into the living area, creating an inviting space for everyday living and entertaining. Both bedrooms provide comfortable accommodations, while the low-maintenance lot makes homeownership easy and enjoyable. Ideally located just minutes from downtown Tavares, America's Seaplane City, you'll enjoy convenient access to waterfront parks, restaurants, shopping, medical facilities, and major roadways. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this move-in-ready home offers the perfect combination of modern construction, efficiency, and convenience.

The essentials

Built
2024
Price / sqft
$331
On market
86 days
Annual tax
$2,025
HOA
$75/mo
Flood zone
X · Low risk
Lot
2,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2,600 sqft lot
Lot size
726 sqft
Living area

Payment

Est. monthly payment
$1,616/mo
Down payment (20%)
$48,000
Property taxes
$169/mo
HOA
$75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
2,600 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
86
Primary Bedroom Main Floor
Lighting
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,025
Parcel #
31-19-26-0450-000-01800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Na
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
2,600 sqft
HOA
$75/mo
NA

Price history

Date
Event
Price
7/21/2026
Listed for sale
Source: Stellar MLS #O6427111
$240,000
$331/sqft

Neighborhood

1360 Cottage Circle
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $240,000
$235,000 – $240,000
98% – 100% of listTops out right at the list price
80% of listList price
116 of the last 230 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 86.

Sample: 230 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,615/mo
Principal & interest$1,252
Property taxes$169
Insurance$120
HOA$75
Down payment20% · $48,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$240,000

$331 per sq ft

Beds and baths

2 beds, 1 baths

Size

726 sq ft

Time on market

86 days

Year built

2024

Monthly payment

About $1,616/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,025 annual tax bill, insurance, and the $75/mo HOA fee.

HOA fee

$75/mo

Managed by NA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Prescilla Vazquez CosmeListing data from Stellar MLS, MLS# O6427111.

Keep exploring Florida

Pick up where you left off, or see what else is out there.