2866 Pioneer Trl, photo 1
Pending
1 / 39

Overview

4 bd3 ba2,175 sqft2 car garageSingle Family
TypeSingle Family
HOA$118/mo
Built2026
Lot5,662 sqft
Living area2,175 sqft
Price / sqft$144
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RANCHES AT MCLEOD 60GC
Type
Single Family Residence

True monthly carry

HOA
~$118/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)Park

2866 Pioneer Trl is a 2026-built home in Ranches At McLeod 60gc, Eagle Lake. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,175 square feet of living space. Listed at $313,240 (about $144/sqft), 84 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $118 monthly.

From the listing

Under Construction. This new four-bedroom Hendrix showcases convenient single-story living. Three secondary bedrooms are located near the front of the home off the foyer, near a versatile flex space ready to be used as an office or studio. An open-concept floorplan blends the kitchen, living and dining areas with easy access to a covered patio, while a luxe owner’s suite is nestled into a private rear corner, providing direct access to a full bathroom with dual sinks and a walk-in closet. Ranches at Lake McLeod is a masterplan community located in the lovely city of Eagle Lake, FL. This tranquil community provides quality block construction, innovative designs, with brand-new appliances. All homes come standard with Connected Home features. Amenities include: Club house, fitness center, pool, dog park, volleyball, pickleball, basketball, dock, roving patrol, and playground. Conveniently located near shopping, restaurants, parks, schools, and close proximity to major roadways. Eagle Lake is just a short distance from ample outdoor recreation, and more in nearby Winter Haven. Popular attractions include Chain of Lakes Sports Complex, Legoland, Lake Ned and the downtown strip. Stake out your homesite at Ranches at Lake McLeod.

The essentials

Built
2026
Price / sqft
$144
On market
84 days
Annual tax
$0
HOA
$118/mo
Flood zone
X · Low risk
Lot
5,662 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
5,662 sqft lot
Lot size
2,175 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,313/mo
Down payment (20%)
$62,648
Property taxes
$0/mo
HOA
$118/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,662 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
84
Kitchen/Family Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Park
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Wahneta Elem
Middle
Westwood Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$0
Parcel #
26-29-18-689956-007820

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ranches At McLeod 60gc
County
Polk
MLS Area
33839 - Eagle Lake
Lot Size
5,662 sqft
PavedPrivate
HOA
$118/mo
Artemis Lifestyles/Jessie Chatman

Price history

Date
Event
Price
10/12/2026
Pending sale
Source: Stellar MLS #O6427579
$313,240
$144/sqft
10/6/2026
Price change
Source: Stellar MLS #O6427579
$313,240-3.1%
$144/sqft
-
Price change
Source: Stellar MLS #O6427579
$323,240-1.3%
$149/sqft
7/23/2026
Listed for sale
Source: Stellar MLS #O6427579
$327,490
$151/sqft

Neighborhood

2866 Pioneer Trl
Eagle Lake, FL, 33839 · 33839 - Eagle Lake

Market insights

Offer Insights

Choose an offer strength

List price: $313,240
$312,500 – $313,240
99.6% – 100.1% of listTops out right at the list price
80% of listList price
101 of the last 130 home closings in 33839 landed at this number or higher (78%). The median one sat 26 days before it went under contract, and this one is on day 84 after a $14,250 cut.

Sample: 130 closed home sales in 33839 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,313/mo
Principal & interest$1,634
Property taxes$405
Insurance$157
HOA$118
Down payment20% · $62,648
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$313,240

$144 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,175 sq ft

Time on market

84 days

Year built

2026

Monthly payment

About $2,313/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $118/mo HOA fee.

HOA fee

$118/mo

Managed by Artemis Lifestyles/Jessie Chatman.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLENNAR REALTYListing agent: Ben GoldsteinListing data from Stellar MLS, MLS# O6427579.

Keep exploring Florida

Pick up where you left off, or see what else is out there.