5669 SW 40th St, photo 1
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Overview

4 bd2 ba1,944 sqft2 car garageSingle Family
TypeSingle Family
HOA$144/mo
Built2007
Lot7,405 sqft
Living area1,944 sqft
Price / sqft$154
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)LightingSidewalk

5669 SW 40th St is a 2007-built home in Saddle Creek Ph 02, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,944 square feet of living space. Listed at $299,900 (about $154/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $144 monthly.

From the listing

Welcome to this beautifully designed Pulte-built 4-bedroom, 2-bath home, offering nearly 2,000 square feet of comfortable living space in the desirable Saddle Creek Community of Ocala, Florida. Thoughtfully designed with room for everyone, this spacious home features two separate living areas, providing the perfect layout for entertaining, relaxing, or creating a dedicated home office or playroom. The heart of the home is the well-appointed kitchen, showcasing beautiful wood cabinetry with abundant storage, ample counter space, and a full suite of stainless steel appliances that all remain with the home. The open flow into the living and dining areas makes everyday living both functional and inviting. Retreat to the generous primary suite featuring a private en-suite bathroom complete with dual vanities, a relaxing soaking tub, a separate walk-in shower, and an oversized walk-in closet. Three additional spacious bedrooms give flexibility for family, guests, or hobbies. The convenient laundry room provides direct access to the oversized two-car garage, while the private enclosed patio creates the perfect outdoor space to enjoy your morning coffee or unwind after a long day. Living in Saddle Creek means enjoying outstanding community amenities, including a clubhouse, resort-style swimming pool, fitness center, sports courts, and playground, offering something for every member of the family. Conveniently located near shopping, dining, schools, and major roadways, this move-in-ready home combines space, comfort, and exceptional community living. Don't miss your opportunity to make this beautiful Ocala home your own!

The essentials

Built
2007
Price / sqft
$154
On market
75 days
Annual tax
$4,850
HOA
$144/mo
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
2 car garage
7,405 sqft lot
Lot size
1,944 sqft
Living area

Payment

Est. monthly payment
$2,262/mo
Down payment (20%)
$59,980
Property taxes
$404/mo
HOA
$144/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
7,405 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
75
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,850
Parcel #
2386-002-116

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddle Creek Ph 02
County
Marion
MLS Area
34474 - Ocala
Lot Size
7,405 sqft
HOA
$144/mo
Monica Berrios

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #O6428077
$299,900-2.9%
$154/sqft
-
Price change
Source: Stellar MLS #O6428077
$309,000-1.9%
$159/sqft
7/31/2026
Listed for sale
Source: Stellar MLS #O6428077
$315,000
$162/sqft

Neighborhood

5669 SW 40th St
Ocala, FL, 34474 · 34474 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$297,500 – $299,900
99.5% – 100% of listTops out right at the list price
80% of listList price
79 of the last 157 home closings in 34474 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 75 after a $15,100 cut.

Sample: 157 closed home sales in 34474 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,262/mo
Principal & interest$1,564
Property taxes$404
Insurance$150
HOA$144
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$154 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,944 sq ft

Time on market

75 days

Year built

2007

Monthly payment

About $2,262/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,850 annual tax bill, insurance, and the $144/mo HOA fee.

HOA fee

$144/mo

Managed by Monica Berrios.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Sascha DavisListing data from Stellar MLS, MLS# O6428077.

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