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Overview

4 bd3 ba1,677 sqft1 car garageSingle Family
TypeSingle Family
HOA$211.56/qtr
Built2003
Lot3,846 sqft
Living area1,677 sqft
Price / sqft$208
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsThermostatWindow TreatmentsLighting

2976 Kokomo Loop is a 2003-built home in Kokomo Bay Ph 01, Haines City. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,677 square feet of living space. Listed at $349,000 (about $208/sqft), 78 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $211.56 quarterly.

From the listing

Fully furnished golf-front pool home in Southern Dunes with a proven short-term rental history! Welcome to 2976 Kokomo Loop, a 4-bedroom, 3-bath home overlooking the second hole of Southern Dunes Golf & Country Club. Currently operating as a successful vacation rental and recognized as a Guest Favorite on Airbnb, this property offers an excellent opportunity for an investor, vacation-home buyer, or full-time resident. The home features approximately 1,677 square feet of living space with an open living and dining area overlooking the screened private pool and golf course. One bedroom and full bathroom are conveniently located on the first floor, while the primary suite and two additional bedrooms are upstairs. Recent improvements include a newer roof, new pool equipment, and paint. The home is being sold fully furnished, allowing a new owner to continue operating it as a vacation rental with minimal setup. Southern Dunes is a gated golf community conveniently located near shopping, dining, major roadways, Central Florida attractions, and Orlando-area destinations. Short-term rentals are permitted with no minimum lease period, subject to applicable community and governmental requirements. Golf cart is not included but may be purchased separately. Schedule your private showing and experience the golf-course views and vacation-rental potential of this Southern Dunes pool home.

The essentials

Built
2003
Price / sqft
$208
On market
78 days
Annual tax
$5,795
HOA
$211.56/qtr
Flood zone
X · Low risk
Lot
3,846 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Private pool
Gunite
1 car garage
Driveway
3,846 sqft lot
Lot size
1,677 sqft
Living area

Payment

Est. monthly payment
$2,548/mo
Down payment (20%)
$69,800
Property taxes
$483/mo
HOA
$211.56/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
3,846 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Driveway, On Street
Pool
Gunite, In Ground, Lighting, Screen Enclosure
Days on Market
78
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Thermostat
Window Treatments
Lighting
Private Entrance
Private Mailbox
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Horizons Elementary
Middle
Boone Middle
High
Ridge Community Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,795
Parcel #
27-27-17-741003-000540

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Kokomo Bay Ph 01
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
3,846 sqft
On Golf CoursePaved
HOA
$211.56/qtr
Diane J. Martinez, LCAM

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #O6429948
$349,000-2.8%
$208/sqft
-
Price change
Source: Stellar MLS #O6429948
$359,000+2.9%
$214/sqft
7/29/2026
Listed for sale
Source: Stellar MLS #O6429948
$349,000
$208/sqft

Neighborhood

2976 Kokomo Loop
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$347,500 – $349,000
99.5% – 100% of listTops out right at the list price
80% of listList price
374 of the last 555 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 78.

Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,549/mo
Principal & interest$1,820
Property taxes$483
Insurance$175
HOA$71
Down payment20% · $69,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$208 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,677 sq ft

Time on market

78 days

Year built

2003

Monthly payment

About $2,548/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,795 annual tax bill, insurance, and the $211.56/qtr HOA fee.

HOA fee

$211.56/qtr

Managed by Diane J. Martinez, LCAM.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byFLORIDA VACATION HOME REALTY LLCListing agent: David SheppardListing data from Stellar MLS, MLS# O6429948.

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