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Overview

4 bd3 ba1,623 sqft2 car garageSingle Family
TypeSingle Family
HOA$135/yr
Built2004
Lot5,457 sqft
Living area1,623 sqft
Price / sqft$182
Garage2 car

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About this home

ThermostatSidewalkDishwasherDisposalMicrowaveRange

7415 Oxford Garden Cir is a 2004-built home in Covington Park Ph 4a, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,623 square feet of living space. Listed at $294,900 (about $182/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $135 annually.

From the listing

VR tour available. Seller offering up to $12,533 toward buyer closing costs, prepaid expenses, and/or interest rate buydown! Move-in ready in Apollo Beach with extensive recent updates and the big-ticket items already handled: ROOF (2022) and HVAC (2022 & 2024). This 4-bedroom, 2.5-bath home offers 1,623 square feet of living space, a 2-car garage, a first-floor den/office, and a functional two-story floor plan with a bright, vaulted great room. Step inside to a freshly painted interior with comfortable living and dining spaces. The kitchen has undergone a major refresh with new cabinetry, granite countertops, stainless steel appliances including a Whirlpool glass-top range and dishwasher, updated lighting, and a new Moen faucet. The main level also includes a convenient half bath, while upstairs you'll find the primary suite with a walk-in closet and a private bath with garden tub, three additional bedrooms, and a second full bath. Additional recent improvements include new LED lighting and fixtures, bathroom updates, new blinds, new door hardware, a freshly painted garage, and refreshed landscaping with fresh mulch. Located in the established Covington Park community with convenient access to US-41 and I-75, shopping, dining, schools, parks, and all that the growing Apollo Beach area has to offer. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.

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The essentials

Built
2004
Price / sqft
$182
On market
60 days
Annual tax
$6,678
HOA
$135/yr
Flood zone
X · Low risk
Lot
5,457 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
5,457 sqft lot
Lot size
1,623 sqft
Living area

Payment

Est. monthly payment
$2,253/mo
Down payment (20%)
$58,980
Property taxes
$557/mo
HOA
$135/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
5,457 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
60
Thermostat
Sidewalk
Dishwasher
Disposal
Microwave
Range
Elementary
Doby Elementary-HB
Middle
Eisenhower-HB
High
East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,678
Parcel #
U-14-31-19-69W-000027-00007.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Covington Park Ph 4a
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
5,457 sqft
HOA
$135/yr
Covington Park HOA

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #O6430468
$294,900-1.7%
$182/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #O6430468
$299,900+127.2%
$185/sqft
5/23/2013
Sold
Source: Hillsborough County Public Record
$132,000
$81/sqft

Neighborhood

7415 Oxford Garden Cir
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $294,900
$292,500 – $294,900
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 60 after a $5,000 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,253/mo
Principal & interest$1,538
Property taxes$557
Insurance$147
HOA$11
Down payment20% · $58,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$294,900

$182 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,623 sq ft

Time on market

60 days

Year built

2004

Monthly payment

About $2,253/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,678 annual tax bill, insurance, and the $135/yr HOA fee.

HOA fee

$135/yr

Managed by Covington Park HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPROPERTY LOGIC REListing agent: Mark D'ItaliaListing data from Stellar MLS, MLS# O6430468.

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