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Overview

4 bd3 ba2,754 sqft2 car garageSingle Family
TypeSingle Family
HOA$390/qtr
Built2006
Lot7,222 sqft
Living area2,754 sqft
Price / sqft$244
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsPrimary Bedroom Main FloorWalk-in Closet(s)Street LightsDishwasherDisposalMicrowaveRange

5421 Gemgold CT is a 2006-built home in Summerport Edens Hammock, Windermere. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,754 square feet of living space. Listed at $673,000 (about $244/sqft), 65 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $390 quarterly.

From the listing

Beautiful 4 bedrooms, 2.5 bathrooms single-family home in the desirable Windermere area. This spacious home features a thoughtfully designed floor plan with the primary bedroom and en-suite bathroom conveniently located on the first floor, along with a dedicated office and laundry room. The main level also offers a formal dining room, a welcoming family room, and a well-appointed kitchen, creating an ideal space for everyday living and entertaining. Upstairs, you’ll find additional bedrooms offering privacy and flexibility for family or guests. Enjoy a comfortable outdoor space with a conservation area in the backyard and a convenient location close to shopping, dining, major highways, and nearby amenities. This home offers the perfect combination of comfort, functionality, and location. Schedule your showing today!

The essentials

Built
2006
Price / sqft
$244
On market
65 days
Annual tax
$9,038
HOA
$390/qtr
Flood zone
X · Low risk
Lot
7,222 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
7,222 sqft lot
Lot size
2,754 sqft
Living area

Payment

Est. monthly payment
$4,730/mo
Down payment (20%)
$134,600
Property taxes
$753/mo
HOA
$390/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
7,222 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
65
High Ceilings
Primary Bedroom Main Floor
Walk-in Closet(s)
Street Lights
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Keene Crossing Elementary
Middle
Bridgewater Middle
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$9,038
Parcel #
15-23-27-1540-00-290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Summerport Edens Hammock
County
Orange
MLS Area
34786 - Windermere
Lot Size
7,222 sqft
HOA
$390/qtr
Summerport Residential POA

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #O6430765
$673,000-1.3%
$244/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #O6430765
$682,000
$248/sqft

Neighborhood

5421 Gemgold CT
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $673,000
$665,000 – $673,000
98.5% – 100% of listTops out right at the list price
80% of listList price
157 of the last 312 home closings in 34786 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 65 after a $9,000 cut.

Sample: 312 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,730/mo
Principal & interest$3,510
Property taxes$753
Insurance$337
HOA$130
Down payment20% · $134,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$673,000

$244 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,754 sq ft

Time on market

65 days

Year built

2006

Monthly payment

About $4,730/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,038 annual tax bill, insurance, and the $390/qtr HOA fee.

HOA fee

$390/qtr

Managed by Summerport Residential POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byIRM INVEST., REAL EST.& MGMT.Listing agent: Maria PoleoListing data from Stellar MLS, MLS# O6430765.

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