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Overview

3 bd2 ba1,615 sqft2 car garageSingle Family
TypeSingle Family
HOA$220/qtr
Built2023
Lot4,400 sqft
Living area1,615 sqft
Price / sqft$214
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanStone CountersWalk-in Closet(s)Sliding DoorsDishwasherDisposalDryer

4904 Mainsail St is a 2023-built home in Hammock Reserve Ph 3, Haines City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,615 square feet of living space. Listed at $345,000 (about $214/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $220 quarterly.

From the listing

Welcome to this beautiful, nearly new Casa Fresca Magenta model located in the desirable Hammock Reserve community in Haines City. Designed with the Florida lifestyle in mind, this single-story home offers a functional and inviting open-concept layout with modern finishes throughout. The stylish kitchen features elegant granite countertops, cabinetry, a spacious pantry, and a complete set of GE appliances, including the refrigerator, washer, and dryer. The spacious primary suite includes an oversized walk-in closet and dual vanities, while the covered lanai provides the perfect outdoor retreat for relaxing or entertaining. The beautiful combination of cabinetry, grey quartz countertops, and grey-toned wood-look flooring creates a bright and contemporary coastal-inspired atmosphere. Hammock Reserve offers residents resort-style amenities, scenic walking trails, and a convenient location close to shopping, dining, everyday conveniences, and major highways for easy access throughout Central Florida. Don’t miss the opportunity to own this stunning Casa Fresca home featuring modern design, thoughtful upgrades, and the comfort and convenience of a highly desirable new home community. Images shown are for illustrative purposes only and may differ from the actual home. Exterior image shown for illustrative purposes only and may differ from the actual home. Completion date subject to change.

The essentials

Built
2023
Price / sqft
$214
On market
66 days
Annual tax
$7,549
HOA
$220/qtr
Flood zone
X · Low risk
Lot
4,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
4,400 sqft lot
Lot size
1,615 sqft
Living area

Payment

Est. monthly payment
$2,674/mo
Down payment (20%)
$69,000
Property taxes
$629/mo
HOA
$220/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,400 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
66
High Ceilings
Open Floorplan
Stone Counters
Walk-in Closet(s)
Sliding Doors
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Horizons Elementary
Middle
Daniel Jenkins Academy of Technology Middle
High
Ridge Community Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,549
Parcel #
26-27-24-489504-006250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Reserve Ph 3
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
4,400 sqft
HOA
$220/qtr
Prime Community Management, LLC

Price history

Date
Event
Price
8/5/2026
Listed for sale
Source: Stellar MLS #O6431232
$345,000
$214/sqft

Neighborhood

4904 Mainsail St
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$342,500 – $345,000
99.5% – 100% of listTops out right at the list price
80% of listList price
373 of the last 555 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 66.

Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,674/mo
Principal & interest$1,799
Property taxes$629
Insurance$173
HOA$73
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$214 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,615 sq ft

Time on market

66 days

Year built

2023

Monthly payment

About $2,674/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,549 annual tax bill, insurance, and the $220/qtr HOA fee.

HOA fee

$220/qtr

Managed by Prime Community Management, LLC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIDA REALTY INVESTMENTSListing agent: Michelle BarriosListing data from Stellar MLS, MLS# O6431232.

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