4641 Bernard Blvd, photo 1
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Overview

5 bd3 ba2,601 sqft2 car garageSingle Family
TypeSingle Family
HOA$175.25/qtr
Built2023
Lot5,502 sqft
Living area2,601 sqft
Price / sqft$167
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

DishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator

4641 Bernard Blvd is a 2023-built home in Hammock Reserve Ph 2, Haines City. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,601 square feet of living space. Listed at $435,000 (about $167/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175.25 quarterly.

From the listing

Welcome to 4641 Bernard Boulevard, a beautifully maintained 2023 built home offering 5 bedrooms, 3 bathrooms, and 2,601 square feet of living space. The seller has made several thoughtful improvements throughout the home, starting with the first floor where the original carpet was removed and replaced with tile. The downstairs bathroom was upgraded beyond the standard builder grade finishes, giving it a more custom and elevated feel. The kitchen pantry was also upgraded from the original builder grade setup, adding both function and style. One of the bedrooms is currently converted into a closet, but it can easily be converted back into a bedroom, and the seller is willing to do so if the buyer prefers. Outside, the seller added a covered and screened patio with pavers, electricity, a TV wall, and ceiling fan, creating a great space for relaxing or entertaining. Built in 2023 with modern finishes and additional owner improvements, this home offers the benefit of newer construction with several upgrades already completed.

The essentials

Built
2023
Price / sqft
$167
On market
141 days
Annual tax
$5,193
HOA
$175.25/qtr
Flood zone
X · Low risk
Lot
5,502 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
5,502 sqft lot
Lot size
2,601 sqft
Living area

Payment

Est. monthly payment
$2,978/mo
Down payment (20%)
$87,000
Property taxes
$433/mo
HOA
$175.25/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,502 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
141
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Horizons Elementary
Middle
Boone Middle
High
Ridge Community Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,193
Parcel #
27-27-19-744119-003950

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Reserve Ph 2
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
5,502 sqft
HOA
$175.25/qtr
Hammock Reserve/ Victor Estreda

Price history

Date
Event
Price
7/13/2026
Price change
Source: Stellar MLS #O6410878
$435,000-1.1%
$167/sqft
5/21/2026
Listed for sale
Source: Stellar MLS #O6410878
$440,000
$169/sqft

Neighborhood

4641 Bernard Blvd
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$432,500 – $435,000
99.5% – 100% of listTops out right at the list price
80% of listList price
375 of the last 556 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 141 after a $5,000 cut.

Sample: 556 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,977/mo
Principal & interest$2,269
Property taxes$433
Insurance$218
HOA$58
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$167 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,601 sq ft

Time on market

141 days

Year built

2023

Monthly payment

About $2,978/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,193 annual tax bill, insurance, and the $175.25/qtr HOA fee.

HOA fee

$175.25/qtr

Managed by Hammock Reserve/ Victor Estreda.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCREEGAN GROUPListing agent: Chris CreeganListing data from Stellar MLS, MLS# O6410878.

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