Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CYPRESS BLUFF PH 1
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$11/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
408 Oak Flat Aly is a 2026-built home in Cypress Bluff Ph 1, Groveland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,498 square feet of living space. Listed at $360,000 (about $144/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $10.92 monthly.
Discover the spacious Vista plan at Cypress Bluff – the largest 2-story home in our Bungalow series with an oversized Primary Bedroom and a 1st floor Guest Suite! This beautifully designed 4-bedroom, 3-bath home offers thoughtful features and modern finishes. The open-concept layout includes a first-floor guest bedroom with an adjacent full bath, ideal for visitors or multigenerational living. Enjoy soaring 9'4" ceilings on the first floor, 9' second floor ceilings, and a versatile second-floor loft, perfect for a media room or home office. The stylish kitchen features 42" upgraded cabinets with crown molding, sleek quartz countertops, a decorative tile backsplash, and center island for plenty of prep space. The adjoining dining area opens to a charming side covered porch, ideal for outdoor living and entertaining. Future Community amenities include beautiful Pool overlooking Lake Lucy, Cabana, walking trails, and 2 Playgrounds, with future shopping and retail within the Community. Cypress Bluff offers quick access to the Florida Turnpike, and conveniently located just minutes from downtown Groveland and Clermont.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 287 closed home sales in 34736 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$360,000
$144 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,498 sq ft
Time on market
62 days
Year built
2026
Monthly payment
About $2,328/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,107 annual tax bill, insurance, and the $10.92/mo HOA fee.
HOA fee
$10.92/mo
Managed by Empire Management / Oscar Trujillo.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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