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About this home
324 Gina Ln is a 2022-built home in Bella Vita Ph 1a & 1b-1, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,516 square feet of living space. Listed at $299,999 (about $198/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $171 annually.
Built in 2022, this three-bedroom, two-bath home gives you 1,504 square feet in a layout that uses the space well. The open kitchen, dining, and living areas keep the main part of the home connected, while the split-bedroom floor plan gives the primary suite a little separation when you want it. ASSUMABLE 4.75% RATE FHA Loan. Inside, the home has been freshly painted and kept simple, giving the next owner a clean starting point to make it their own. There’s also a two-car garage, walk-in closet, indoor laundry, and a covered patio for a little extra room outside. Horse Creek at Crosswinds adds a community pool, cabana, and playground without requiring you to maintain those amenities yourself. And when you leave the neighborhood, Davenport puts shopping, restaurants, Posner Park, and the greater Central Florida area within easy reach. For someone ready to move out of renting and into a place of their own, this is the kind of home that doesn’t ask you to take on a massive project first. It’s newer, comfortable, practical, and ready for whatever you want to make of it
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$299,999
$198 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,516 sq ft
Time on market
66 days
Year built
2022
Monthly payment
About $2,047/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,810 annual tax bill, insurance, and the $171/yr HOA fee.
HOA fee
$171/yr
Managed by Sharon Gastelbondo.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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