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Overview

3 bd2 ba1,516 sqft2 car garageSingle Family
TypeSingle Family
HOA$171/yr
Built2022
Lot4,600 sqft
Living area1,516 sqft
Price / sqft$198
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)LightingDishwasherElectric Water HeaterMicrowaveRefrigerator

324 Gina Ln is a 2022-built home in Bella Vita Ph 1a & 1b-1, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,516 square feet of living space. Listed at $299,999 (about $198/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $171 annually.

From the listing

Built in 2022, this three-bedroom, two-bath home gives you 1,504 square feet in a layout that uses the space well. The open kitchen, dining, and living areas keep the main part of the home connected, while the split-bedroom floor plan gives the primary suite a little separation when you want it. ASSUMABLE 4.75% RATE FHA Loan. Inside, the home has been freshly painted and kept simple, giving the next owner a clean starting point to make it their own. There’s also a two-car garage, walk-in closet, indoor laundry, and a covered patio for a little extra room outside. Horse Creek at Crosswinds adds a community pool, cabana, and playground without requiring you to maintain those amenities yourself. And when you leave the neighborhood, Davenport puts shopping, restaurants, Posner Park, and the greater Central Florida area within easy reach. For someone ready to move out of renting and into a place of their own, this is the kind of home that doesn’t ask you to take on a massive project first. It’s newer, comfortable, practical, and ready for whatever you want to make of it

The essentials

Built
2022
Price / sqft
$198
On market
66 days
Annual tax
$3,810
HOA
$171/yr
Flood zone
X · Low risk
Lot
4,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
4,600 sqft lot
Lot size
1,516 sqft
Living area

Payment

Est. monthly payment
$2,047/mo
Down payment (20%)
$60,000
Property taxes
$318/mo
HOA
$171/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
4,600 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
66
Ceiling Fans(s)
Lighting
Dishwasher
Electric Water Heater
Microwave
Refrigerator
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,810
Parcel #
27-26-34-710501-002810

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bella Vita Ph 1a & 1b-1
County
Polk
MLS Area
33837 - Davenport
Lot Size
4,600 sqft
HOA
$171/yr
Sharon Gastelbondo

Price history

Date
Event
Price
8/12/2026
Listed for sale
Source: Stellar MLS #O6432891
$299,999
$198/sqft

Neighborhood

324 Gina Ln
Davenport, FL, 33837 · 33837 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $299,999
$297,500 – $299,999
99.5% – 100% of listTops out right at the list price
80% of listList price
314 of the last 468 home closings in 33837 landed at this number or higher (67%). The median one sat 35 days before it went under contract, and this one is on day 66.

Sample: 468 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,046/mo
Principal & interest$1,565
Property taxes$318
Insurance$150
HOA$14
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,999

$198 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,516 sq ft

Time on market

66 days

Year built

2022

Monthly payment

About $2,047/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,810 annual tax bill, insurance, and the $171/yr HOA fee.

HOA fee

$171/yr

Managed by Sharon Gastelbondo.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySERHANTListing agent: Clinton LukeListing data from Stellar MLS, MLS# O6432891.

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