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Overview

5 bd3 ba2,760 sqft2 car garageSingle Family
TypeSingle Family
HOA$450/yr
Built2003
Lot13,359 sqft
Living area2,760 sqft
Price / sqft$197
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboSolid Surface CountersWalk-in Closet(s)GardenLighting

428 Shady Pine CT is a 2003-built home in Minneola Highland Ridge, Minneola. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,760 square feet of living space. Listed at $545,000 (about $197/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 annually.

From the listing

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 428 Shady Pine Ct in Minneola, a spacious 5-BEDROOM, 2.5-BATHROOM home with a 2019 ROOF, 2022 energy-efficient solar panels, 2025 EV charger, offering a single-story SPLIT FLOORPLAN with generous gathering spaces and plenty of flexibility for everyday living. Set within the established and desirable Minneola Highland Ridge neighborhood, the home combines comfortable interiors with inviting outdoor areas. Inside, the functional layout provides multiple spaces for both entertaining and daily routines. A separate dining room offers a dedicated setting for meals and gatherings, while the family room and living room provide two distinct areas for relaxing or entertaining. The centrally positioned kitchen connects conveniently with the surrounding living spaces and includes a pantry for additional storage. The primary bedroom features two closets and an ensuite bathroom, while four additional bedrooms offer plenty of flexibility for family, guests, a home office, hobby room, or other media room. A dedicated laundry room and attached two-car garage add everyday convenience. Outdoor living begins with a welcoming front porch, while the rear of the home features a large covered and screened patio that expands the usable living space outdoors. With plenty of room for seating, dining, and entertaining, the extended lanai provides a comfortable place to enjoy the Florida weather all year round! Located in Minneola, the home offers convenient access to US-27 and the surrounding Clermont area, placing shopping, dining, schools, parks, and recreation within easy reach. Nearby recreational options include Minneola Trailhead Bike Park, while everyday shopping is available at Hills Crossing. With five bedrooms, multiple living areas, a spacious screened patio, front porch, and convenient Central Florida location, this home provides plenty of space and versatility for a variety of lifestyles.

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The essentials

Built
2003
Price / sqft
$197
On market
55 days
Annual tax
$6,119
HOA
$450/yr
Flood zone
X · Low risk
Lot
13,359 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
2 car garage
Driveway
0.31 acres
Lot size
2,760 sqft
Living area

Payment

Est. monthly payment
$3,662/mo
Down payment (20%)
$109,000
Property taxes
$510/mo
HOA
$450/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
13,359 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener
Days on Market
55
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Solid Surface Counters
Walk-in Closet(s)
Garden
Lighting
Rain Gutters
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Elementary
Grassy Lake Elementary
Middle
Minneola Horizon Academy K-8
High
Lake Minneola High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,119
Parcel #
07-22-26-080500008800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Minneola Highland Ridge
County
Lake
MLS Area
34715 - Minneola
Lot Size
13,359 sqft
LandscapedSidewalkPaved
HOA
$450/yr
Highland Ridge Homeowners Association

Price history

Date
Event
Price
8/19/2026
Listed for sale
Source: Stellar MLS #O6433014
$545,000
$197/sqft

Neighborhood

428 Shady Pine CT
Minneola, FL, 34715 · 34715 - Minneola

Market insights

Offer Insights

Choose an offer strength

List price: $545,000
$540,000 – $545,000
99.5% – 100% of listTops out right at the list price
80% of listList price
165 of the last 278 home closings in 34715 landed at this number or higher (59%). The median one sat 26 days before it went under contract, and this one is on day 55.

Sample: 278 closed home sales in 34715 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,663/mo
Principal & interest$2,842
Property taxes$510
Insurance$273
HOA$38
Down payment20% · $109,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$545,000

$197 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,760 sq ft

Time on market

55 days

Year built

2003

Monthly payment

About $3,662/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,119 annual tax bill, insurance, and the $450/yr HOA fee.

HOA fee

$450/yr

Managed by Highland Ridge Homeowners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY AT THE PARKSListing agent: Thomas Nickley, JrListing data from Stellar MLS, MLS# O6433014.

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