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About this home
428 Shady Pine CT is a 2003-built home in Minneola Highland Ridge, Minneola. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,760 square feet of living space. Listed at $545,000 (about $197/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 annually.
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 428 Shady Pine Ct in Minneola, a spacious 5-BEDROOM, 2.5-BATHROOM home with a 2019 ROOF, 2022 energy-efficient solar panels, 2025 EV charger, offering a single-story SPLIT FLOORPLAN with generous gathering spaces and plenty of flexibility for everyday living. Set within the established and desirable Minneola Highland Ridge neighborhood, the home combines comfortable interiors with inviting outdoor areas. Inside, the functional layout provides multiple spaces for both entertaining and daily routines. A separate dining room offers a dedicated setting for meals and gatherings, while the family room and living room provide two distinct areas for relaxing or entertaining. The centrally positioned kitchen connects conveniently with the surrounding living spaces and includes a pantry for additional storage. The primary bedroom features two closets and an ensuite bathroom, while four additional bedrooms offer plenty of flexibility for family, guests, a home office, hobby room, or other media room. A dedicated laundry room and attached two-car garage add everyday convenience. Outdoor living begins with a welcoming front porch, while the rear of the home features a large covered and screened patio that expands the usable living space outdoors. With plenty of room for seating, dining, and entertaining, the extended lanai provides a comfortable place to enjoy the Florida weather all year round! Located in Minneola, the home offers convenient access to US-27 and the surrounding Clermont area, placing shopping, dining, schools, parks, and recreation within easy reach. Nearby recreational options include Minneola Trailhead Bike Park, while everyday shopping is available at Hills Crossing. With five bedrooms, multiple living areas, a spacious screened patio, front porch, and convenient Central Florida location, this home provides plenty of space and versatility for a variety of lifestyles.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$545,000
$197 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,760 sq ft
Time on market
55 days
Year built
2003
Monthly payment
About $3,662/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,119 annual tax bill, insurance, and the $450/yr HOA fee.
HOA fee
$450/yr
Managed by Highland Ridge Homeowners Association.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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