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Overview

5 bd4 ba3,763 sqft3 car garageSingle Family
TypeSingle Family
HOA$440/qtr
Built2005
Lot16,736 sqft
Living area3,763 sqft
Price / sqft$170
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-in Closet(s)

32 Clear Harbor CT is a 2005-built home in Clear Lake Estates, Apopka. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,763 square feet of living space. Listed at $640,000 (about $170/sqft), 53 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $440 quarterly.

From the listing

Welcome to 32 Clear Harbor Ct, a beautifully maintained 5-bedroom, 4-bath home offering nearly 3,800 square feet of living space, a 3-car garage and an oversized .38-acre cul-de-sac lot in a gated Apopka community. With generous living spaces, a flexible floor plan and impressive energy-saving features, this home offers plenty of room to live, entertain and make your own! Just off the entry, the formal living room offers wonderful flexibility and can easily serve as a sitting room, home office, or reading area. Across the way, the formal dining room provides an inviting setting for holiday dinners, celebrations and gatherings with family and friends. Continue into the heart of the home, where the spacious kitchen opens to the main living area. The kitchen features an abundance of cabinetry and expansive counter space to satisfy even the most discerning cook, with plenty of room for meal preparation, storage and gathering. The adjoining family room offers generous space to relax and features a fireplace, adding warmth and character to the heart of the home. Positioned on the first floor, the spacious primary suite provides a relaxing retreat from the main living areas. The well-appointed primary bath features dual vanities, a large soaking tub and a separate walk-in shower, offering plenty of space for both busy mornings and unwinding at the end of the day. A generous walk-in closet completes the suite. Also located on the first floor is an additional bedroom with convenient access to a full bathroom, creating a wonderful option for guests, extended family or anyone who prefers to avoid stairs. Adding to the home's everyday functionality is a separate inside laundry room featuring ample cabinet storage and a convenient utility sink, providing plenty of space to keep laundry supplies organized and out of sight. Head upstairs and you'll discover even more room to spread out. Additional bedrooms provide comfortable accommodations for family and guests, while one upstairs bedroom features its own private ensuite bathroom—a fantastic option for overnight guests, older children or multigenerational living. A large bonus room provides another flexible living space and could easily become a media room, game room, playroom, home gym or second family room. Back downstairs, French doors lead to the enclosed porch and expansive backyard. Situated on an oversized .38-acre homesite, there's plenty of room for outdoor entertaining, pets, gardening or creating the backyard retreat you've always envisioned. Mature landscaping and established trees add privacy and character, while the cul-de-sac setting adds to the home's appeal. Another standout feature is the home's solar energy system, which will be PAID IN FULL by the seller at closing, allowing the new owner to enjoy the benefits of solar without assuming a solar loan. The system also includes TWO BATTERY STORAGE UNITS, providing the added benefit of stored power—an especially desirable feature for Florida living. Additional highlights include a newer roof permitted in 2022, high ceilings, walk-in closets and a 3-car attached garage. Beautifully maintained and thoughtfully designed, this home brings together a versatile floor plan, generous living spaces, an oversized homesite and paid-off solar with battery storage—all tucked away on a cul-de-sac in a gated community. Come experience the space, flexibility and features that make 32 Clear Harbor Ct a wonderful place to call home.

The essentials

Built
2005
Price / sqft
$170
On market
53 days
Annual tax
$7,996
HOA
$440/qtr
Flood zone
X · Low risk
Lot
16,736 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
3 car garage
0.38 acres
Lot size
3,763 sqft
Living area

Payment

Est. monthly payment
$4,471/mo
Down payment (20%)
$128,000
Property taxes
$666/mo
HOA
$440/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
16,736 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
53
Ceiling Fans(s)
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Gated Community - No Guard
Playground
Sidewalks
Dishwasher
Disposal
Microwave
Range
Refrigerator
Washer
Elementary
Zellwood Elem
Middle
Wolf Lake Middle
High
Wekiva High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,996
Parcel #
07-21-28-1384-00-290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Clear Lake Estates
County
Orange
MLS Area
32703 - Apopka
Lot Size
16,736 sqft
Cul-De-SacSidewalk
HOA
$440/qtr
Brandi Cunningham

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #O6433280
$640,000-0.8%
$170/sqft
-
Price change
Source: Stellar MLS #O6433280
$645,000-0.8%
$171/sqft
8/20/2026
Listed for sale
Source: Stellar MLS #O6433280
$650,000
$173/sqft

Neighborhood

32 Clear Harbor CT
Apopka, FL, 32703 · 32703 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $640,000
$635,000 – $640,000
99.5% – 100% of listTops out right at the list price
80% of listList price
172 of the last 277 home closings in 32703 landed at this number or higher (62%). The median one sat 27 days before it went under contract, and this one is on day 53 after a $10,000 cut.

Sample: 277 closed home sales in 32703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,471/mo
Principal & interest$3,338
Property taxes$666
Insurance$320
HOA$147
Down payment20% · $128,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$640,000

$170 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,763 sq ft

Time on market

53 days

Year built

2005

Monthly payment

About $4,471/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,996 annual tax bill, insurance, and the $440/qtr HOA fee.

HOA fee

$440/qtr

Managed by Brandi Cunningham.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ADVANTAGE REALTYListing agent: Jean ScottListing data from Stellar MLS, MLS# O6433280.

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