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Overview

3 bd3 ba2,039 sqft2 car garageSingle Family
TypeSingle Family
HOA$164/mo
Built2017
Lot6,000 sqft
Living area2,039 sqft
Price / sqft$238
Garage2 car

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About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomWalk-in Closet(s)Sprinkler Metered

14543 Golden Harbor Ln is a 2017-built home in Watermark, Winter Garden. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,039 square feet of living space. Listed at $485,000 (about $238/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.

From the listing

Welcome to this beautifully maintained move in ready home in the highly sought after Watermark at Horizon West community! This spacious two story residence offers 3 bedrooms, 2.5 bathrooms, and over 2,000 square feet of thoughtfully designed living space. The open concept floor plan is perfect for both everyday living and entertaining, featuring wood tile flooring throughout the main level, abundant natural light, and a modern kitchen complete with built in appliances, ample cabinetry, generous counter space, and a large island overlooking the living and dining areas. Upstairs, you'll find a versatile loft that makes an ideal home office, media room, or play area, along with a spacious primary suite featuring a walk in closet and an en-suite bath. Two additional bedrooms, a full bath, and an upstairs laundry room complete the second floor. Enjoy Florida living from the welcoming front porch while taking advantage of the home's rear entry two car garage and low maintenance yard. Residents of Watermark enjoy resort style amenities including a community pool, fitness center, tennis courts, playground, parks, walking trails, and beautifully maintained common areas. You’re also within close distance to restaurants and just a short drive to Disney, shopping, and everything Winter Garden and Horizon West have to offer. If you’re looking for a clean, move in ready home in a great location with a strong lifestyle, this one checks all the boxes!

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The essentials

Built
2017
Price / sqft
$238
On market
60 days
Annual tax
$7,336
HOA
$164/mo
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Community pool
Fitness center too
2 car garage
Garage Door Opener
6,000 sqft lot
Lot size
2,039 sqft
Living area

Payment

Est. monthly payment
$3,547/mo
Down payment (20%)
$97,000
Property taxes
$611/mo
HOA
$164/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
6,000 sqft
Cooling
Central Air
Heating
Zoned
Parking
Garage Door Opener
Days on Market
60
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Sprinkler Metered
Deed Restrictions
Fitness Center
Irrigation-reclaimed Water
Park
Playground
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Elementary
Independence Elementary
Middle
Bridgewater Middle
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,336
Parcel #
04-24-27-7555-04-900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Watermark
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
6,000 sqft
LevelSidewalkPaved
HOA
$164/mo
Don Danos

Price history

Date
Event
Price
10/4/2026
Price change
Source: Stellar MLS #O6433451
$485,000-2.0%
$238/sqft
-
Price change
Source: Stellar MLS #O6433451
$495,000-1.0%
$243/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #O6433451
$499,999
$245/sqft

Neighborhood

14543 Golden Harbor Ln
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $485,000
$482,500 – $485,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 60 after a $14,999 cut.

Sample: 442 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,547/mo
Principal & interest$2,529
Property taxes$611
Insurance$243
HOA$164
Down payment20% · $97,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$485,000

$238 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,039 sq ft

Time on market

60 days

Year built

2017

Monthly payment

About $3,547/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,336 annual tax bill, insurance, and the $164/mo HOA fee.

HOA fee

$164/mo

Managed by Don Danos.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPREFERRED REAL ESTATE BROKERSListing agent: Chris CourtneyListing data from Stellar MLS, MLS# O6433451.

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