Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- OSPREY RANCH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$96/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
12331 Silk Mimosa Aly is a 2026-built home in Osprey Ranch, Winter Garden. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,160 square feet of living space. Listed at $663,065 (about $210/sqft), 58 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $96 monthly.
Under Construction. .
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The essentials
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Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$663,065
$210 per sq ft
Beds and baths
4 beds, 4 baths
Size
3,160 sq ft
Time on market
58 days
Year built
2026
Monthly payment
About $4,691/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,667 annual tax bill, insurance, and the $96/mo HOA fee.
HOA fee
$96/mo
Managed by EMPIRE MANAGEMENT.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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