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Overview

2 bd3 ba1,328 sqftTownhouse
TypeTownhouse
HOA$160/mo
Built1980
Lot1,100 sqft
Living area1,328 sqft
Price / sqft$259

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenWalk-in Closet(s)Window TreatmentsBalconyCommunity MailboxGolf Carts OKCooktop

87 Cedar Dunes Dr is a 1980-built home in Cedar Dunes Ph IV, New Smyrna Beach. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,328 square feet of living space. Listed at $344,000 (about $259/sqft), 53 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 monthly.

From the listing

Virtually Staged. Owner financing available at a 6% interest rate. Beachside living with modern updates and flexible financing options. This 2-bedroom, 2.5-bath townhome is located just steps from Indian River Lagoon Park, the Intracoastal Waterway, and walking distance to the no drive beach. Low HOA. The main floor features a beautifully UPDATED KITCHEN, indoor laundry, plantation shutters, a half bath, and smart under stair storage. A FENCED-IN PRIVATE COURTYARD with two storage sheds provides ideal outdoor living and convenience. Upstairs, both bedrooms offer direct balcony access, with a walk-in shower in the primary suite and a full guest bath for the secondary bedroom; new water heater and electric panel installed. Newer AC and roof. Short drive to Flagler Avenue and Canal Street dining and shopping.

The essentials

Built
1980
Price / sqft
$259
On market
53 days
Annual tax
$4,798
HOA
$160/mo
Flood zone
X500* · Low risk
Lot
1,100 sqft
Type
Townhouse

At a glance

Townhouse
Built 1980
Assigned parking
1,100 sqft lot
Lot size
1,328 sqft
Living area

Payment

Est. monthly payment
$2,526/mo
Down payment (20%)
$68,800
Property taxes
$400/mo
HOA
$160/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1980
Lot
1,100 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned
Days on Market
53
Ceiling Fans(s)
Eat-in Kitchen
Walk-in Closet(s)
Window Treatments
Balcony
Community Mailbox
Golf Carts OK
Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X500*
Annual Tax (2025)
$4,798
Parcel #
7427-08-22-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cedar Dunes Ph IV
County
Volusia
MLS Area
32169 - New Smyrna Beach
Lot Size
1,100 sqft
HOA
$160/mo
Specialty Management/Glen Broderick

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #O6435420
$344,000-2.8%
$259/sqft
-
Price change
Source: Stellar MLS #O6435420
$354,000-1.4%
$267/sqft
8/22/2026
Listed for sale
Source: Stellar MLS #O6435420
$359,000
$270/sqft

Neighborhood

87 Cedar Dunes Dr
New Smyrna Beach, FL, 32169 · 32169 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $344,000
$332,500 – $344,000
96.5% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 townhouse or villa closings in 32169 landed at this number or higher (57%). The median one sat 46 days before it went under contract, and this one is on day 53 after a $15,000 cut.

Sample: 14 closed townhouse or villa sales in 32169 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,526/mo
Principal & interest$1,794
Property taxes$400
Insurance$172
HOA$160
Down payment20% · $68,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$344,000

$259 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,328 sq ft

Time on market

53 days

Year built

1980

Monthly payment

About $2,526/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,798 annual tax bill, insurance, and the $160/mo HOA fee.

HOA fee

$160/mo

Managed by Specialty Management/Glen Broderick.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Carmen QuintanaListing data from Stellar MLS, MLS# O6435420.

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