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Overview

4 bd3 ba2,643 sqft2 car garageSingle Family
TypeSingle Family
HOA$330/qtr
Built2002
Lot12,281 sqft
Living area2,643 sqft
Price / sqft$276
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit Bedroom

2039 Harbor Cove Way is a 2002-built home in Wintermere Harbor Ph 02 48 21, Winter Garden. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,643 square feet of living space. Listed at $730,000 (about $276/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $330 quarterly.

From the listing

Virtually Staged. Welcome home to this one-story pool home situated on an oversized lot that overlooks a pond! ***NEW WINDOWS, NEW COMMODES, 2022 ROOF, 2020 SMART POOL*** Tucked into the back of this gated community, this spacious oasis is ready for its next owners. One of Florida's most popular floor plans features a formal living space at the entrance of the home, casual living space in the middle of the home, the primary suite privately on one side of the home, and the 3 secondary bedrooms on the other side of the home. Choose to repurpose the "formal living space" into whatever your wants and needs may be, or use them as the formal living room and formal dining room as the builder intended. The primary suite has an extension included and is ready to be used as yet another flex space. French doors open from this extension right onto the covered outdoor living space. The primary bathroom boasts a soaking tub, dual vanities, and 2 custom closets. The casual living space is open and inviting with the kitchen, large dining nook, and family room, and lots of natural light brightens this space up even more by way of a wall of sliding glass doors that lead to the outdoor living space, another door with a window that also leads to the outdoor living space, and a set of bay windows in the dining nook. Bedrooms 2 and 3 are located down a hallway off of the casual living space and have a full bathroom they share. The 4th bedroom is in the back of the home with its own bathroom. Step out back to the screened in patio which holds a gorgeous pool with a sun shelf and waterfall, covered portion, and extension under the screen for total and full enjoyment opportunities! Continue outside of the screen enclosure to the fully fenced in backyard that overlooks a pond. Whether looking for peace and serenity or fun and activity, this home has a solution to it all! Inquire today to for a private viewing to see if this gem will become your next home!

The essentials

Built
2002
Price / sqft
$276
On market
39 days
Annual tax
$5,745
HOA
$330/qtr
Flood zone
X · Low risk
Lot
12,281 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Water views
Water
Private pool
In Ground
2 car garage
Driveway
0.28 acres
Lot size

Payment

Est. monthly payment
$4,761/mo
Down payment (20%)
$146,000
Property taxes
$479/mo
HOA
$330/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
12,281 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, On Street
Pool
In Ground, Salt Water, Screen Enclosure
Days on Market
39
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Yard
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - No Guard
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Lake Whitney Elem
Middle
SunRidge Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,745
Parcel #
02-23-27-9201-00-250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wintermere Harbor Ph 02 48 21
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
12,281 sqft
LandscapedLevelOversized LotSidewalkStreet Dead-EndPaved
HOA
$330/qtr
Southwest Community Management

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #O6435631
$730,000
$276/sqft

Neighborhood

2039 Harbor Cove Way
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $730,000
$725,000 – $730,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 443 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 39.

Sample: 443 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,761/mo
Principal & interest$3,807
Property taxes$479
Insurance$365
HOA$110
Down payment20% · $146,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$730,000

$276 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,643 sq ft

Time on market

39 days

Year built

2002

Monthly payment

About $4,761/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,745 annual tax bill, insurance, and the $330/qtr HOA fee.

HOA fee

$330/qtr

Managed by Southwest Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY AT THE LAKESListing agent: Jacquelyn VoigtListing data from Stellar MLS, MLS# O6435631.

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