234 Harbor Village Pt N, photo 1
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Overview

0 baLand
TypeLand
HOA$604/qtr
Lot4,800 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Gated Community - GuardWaterfront Complex

234 Harbor Village Pt N is a home in Harbor Village Marina, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $604 quarterly.

From the listing

DON’T JUST BUILD A HOME—BUILD THE FLORIDA WATERFRONT LIFESTYLE YOU’VE BEEN DREAMING ABOUT! Welcome to Yacht Harbor Village, where your day can begin with coffee overlooking the water and end with a sunset cruise on the Intracoastal. This saltwater canal homesite offers the opportunity to build your custom coastal residence in a gated waterfront community with DIRECT ACCESS TO THE INTRACOASTAL WATERWAY and the ability to add a PRIVATE DOCK, subject to community and permitting requirements. Imagine keeping your boat right behind your home, slipping away for an afternoon of fishing, cruising the Intracoastal, exploring waterfront destinations, or continuing along Florida's Intracoastal Waterway with access to the Atlantic beyond. Prefer marina life? Yacht Harbor Village also features an on-site full-service marina, along with a racquets center, pool and spa overlooking the Intracoastal, and fitness facilities. And the lifestyle doesn't stop at the water. Ownership provides the opportunity to join The Club at Hammock Beach, where available membership options open the door to an extraordinary collection of resort amenities, including two championship golf courses—the spectacular Jack Nicklaus Signature Ocean Course featuring six holes overlooking the Atlantic Ocean and the Tom Watson Signature Conservatory Course. Club amenities include Atlantic Ocean beach access, multiple swimming pools including a lazy river and multi-level waterpark, tennis and pickleball, fitness facilities, spa and wellness amenities, dining and a calendar of social activities. Here you can spend the morning boating, the afternoon playing oceanfront golf and the evening enjoying dinner along Florida's beautiful northeast coast. When you're ready to venture beyond the community, scenic A1A, Atlantic beaches, local restaurants, shopping, parks and miles of coastal recreation are all nearby, while historic St. Augustine and Daytona Beach make for easy day trips. Best of all, there is currently no required timeframe to build, allowing you to secure your piece of waterfront Florida now and create your dream home when the time is right with an approved custom builder. There are plenty of vacant lots for sale—but very few have the opportunity to create a life where YOUR BACKYARD CAN BECOME YOUR GATEWAY TO THE INTRACOASTAL, THE ATLANTIC AND EVERYTHING THAT MAKES COASTAL FLORIDA SPECIAL. Come stand on this homesite, look down the canal and imagine where your boat—and your next chapter—could be.

The essentials

On market
49 days
Annual tax
$2,248
HOA
$604/qtr
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
4,800 sqft lot
Lot size

Payment

Est. monthly payment
$1,417/mo
Down payment (20%)
$36,000
Property taxes
$187/mo
HOA
$604/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,800 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
49
Gated Community - Guard
Waterfront Complex
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,248
Parcel #
04-11-31-3019-00000-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Village Marina
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
4,800 sqft
Flag Lot
HOA
$604/qtr
Southern States Management Group Inc./Diana Gruber

Price history

Date
Event
Price
8/25/2026
Listed for sale
Source: Stellar MLS #O6436215
$180,000

Neighborhood

234 Harbor Village Pt N
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,417/mo
Principal & interest$939
Property taxes$187
Insurance$90
HOA$201
Down payment20% · $36,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$180,000

Time on market

49 days

Monthly payment

About $1,417/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,248 annual tax bill, insurance, and the $604/qtr HOA fee.

HOA fee

$604/qtr

Managed by Southern States Management Group Inc./Diana Gruber.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byRE/MAX 200 REALTYListing agent: Tom LangmannListing data from Stellar MLS, MLS# O6436215.

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