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Overview

4 bd3 ba3,130 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2027
Lot10,019 sqft
Living area3,130 sqft
Price / sqft$167
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
PALM COAST
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSmart HomeSplit BedroomStone CountersThermostat

20 Fernon Dr is a 2027-built home in Palm Coast, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,130 square feet of living space. Listed at $522,300 (about $167/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Luxury Smart Home Living in Palm Coast - MUST SEE! The Livorno showcases a thoughtfully designed split-bedroom layout with high-end finishes, spacious gathering areas, and modern smart home technology. Located in desirable Palm Coast, the home is surrounded by natural beauty, including scenic nature trails and gorgeous beaches. A striking stone exterior accent creates impressive curb appeal, while the entry opens to a grand foyer highlighted by tray ceilings, 10-foot ceilings, and a thoughtfully designed open layout. The home also features a formal dining room and versatile flex space that can serve as a home office, media room, or playroom. Luxury vinyl flooring extends throughout the main living areas, with carpet providing comfort in the bedrooms. The spacious great room is filled with natural light and flows to the oversized covered lanai, creating an inviting extension of the interior living space. At the heart of the home, the designer gourmet kitchen features a large island, quartz countertops, soft-close cabinets, stainless steel appliances including a double wall oven and cooktop, wet bar, and a cozy breakfast nook. The primary suite provides a private retreat with tray ceilings, dual walk-in closets, and a deluxe bath appointed with dual sinks, quartz countertops, soft-close cabinetry, and an oversized tiled shower. A private sliding glass door provides additional access to the covered lanai. Bedrooms 2 through 4 are generously sized, with two secondary bedrooms positioned toward the rear of the home and featuring walk-in closets. These bedrooms share a full bath with a tub and shower combination. An additional bedroom at the front of the home provides added privacy and includes a full bath with a walk-in tiled shower, creating flexible space for guests or multigenerational living. Smart home features include a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, DEAKO Switches, and a network connection panel. Additional highlights include a spacious laundry and mud room, durable architectural shingles, ZIP System sheathing, low-emissivity windows, professional landscaping, a 3-car garage, and the peace of mind of a full builder warranty. Experience the craftsmanship, upscale finishes, thoughtful design, and modern technology of the Livorno. Schedule your private showing today! We can’t wait to welcome you home!

The essentials

Built
2027
Price / sqft
$167
On market
48 days
Annual tax
$726
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
3 car garage
Driveway
10,019 sqft lot
Lot size
3,130 sqft
Living area
Brand new
Built 2027

Payment

Est. monthly payment
$3,046/mo
Down payment (20%)
$104,460
Property taxes
$61/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
48
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$726
Parcel #
07-11-31-7010-00040-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,019 sqft
Landscaped

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #O6437470
$522,300
$167/sqft

Neighborhood

20 Fernon Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $522,300
$515,000 – $522,300
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 48.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,046/mo
Principal & interest$2,724
Property taxes$61
Insurance$261
Down payment20% · $104,460
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$522,300

$167 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,130 sq ft

Time on market

48 days

Year built

2027

Monthly payment

About $3,046/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $726 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEW HOME STAR FLORIDA LLCListing agent: Bridgette HoytListing data from Stellar MLS, MLS# O6437470.

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