

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- PALM COAST
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
20 Fernon Dr is a 2027-built home in Palm Coast, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,130 square feet of living space. Listed at $522,300 (about $167/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Luxury Smart Home Living in Palm Coast - MUST SEE! The Livorno showcases a thoughtfully designed split-bedroom layout with high-end finishes, spacious gathering areas, and modern smart home technology. Located in desirable Palm Coast, the home is surrounded by natural beauty, including scenic nature trails and gorgeous beaches. A striking stone exterior accent creates impressive curb appeal, while the entry opens to a grand foyer highlighted by tray ceilings, 10-foot ceilings, and a thoughtfully designed open layout. The home also features a formal dining room and versatile flex space that can serve as a home office, media room, or playroom. Luxury vinyl flooring extends throughout the main living areas, with carpet providing comfort in the bedrooms. The spacious great room is filled with natural light and flows to the oversized covered lanai, creating an inviting extension of the interior living space. At the heart of the home, the designer gourmet kitchen features a large island, quartz countertops, soft-close cabinets, stainless steel appliances including a double wall oven and cooktop, wet bar, and a cozy breakfast nook. The primary suite provides a private retreat with tray ceilings, dual walk-in closets, and a deluxe bath appointed with dual sinks, quartz countertops, soft-close cabinetry, and an oversized tiled shower. A private sliding glass door provides additional access to the covered lanai. Bedrooms 2 through 4 are generously sized, with two secondary bedrooms positioned toward the rear of the home and featuring walk-in closets. These bedrooms share a full bath with a tub and shower combination. An additional bedroom at the front of the home provides added privacy and includes a full bath with a walk-in tiled shower, creating flexible space for guests or multigenerational living. Smart home features include a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, DEAKO Switches, and a network connection panel. Additional highlights include a spacious laundry and mud room, durable architectural shingles, ZIP System sheathing, low-emissivity windows, professional landscaping, a 3-car garage, and the peace of mind of a full builder warranty. Experience the craftsmanship, upscale finishes, thoughtful design, and modern technology of the Livorno. Schedule your private showing today! We can’t wait to welcome you home!
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$522,300
$167 per sq ft
Beds and baths
4 beds, 3 baths
Size
3,130 sq ft
Time on market
48 days
Year built
2027
Monthly payment
About $3,046/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $726 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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