200 Ocean Crest Dr #109, photo 1
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Overview

3 bd3 ba1,676 sqft1 car garageCondominium
TypeCondominium
HOA$1,509/mo
Built2003
Lot156,631 sqft
Living area1,676 sqft
Price / sqft$337
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ClubhouseDishwasherDryerElectric Water HeaterMicrowaveRefrigeratorWasher

200 Ocean Crest Dr #109 is a 2003-built home in Northshore 05, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,676 square feet of living space. Listed at $565,000 (about $337/sqft), 36 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,509 monthly.

From the listing

**Wake up to beautiful ocean views at 200 Ocean Crest Drive #109 in Palm Coast!** This inviting coastal condo offers the opportunity to enjoy the relaxed Florida beach lifestyle in a desirable location just steps from the Atlantic Ocean. Whether you're looking for a full-time residence, vacation getaway, or investment property, this is a wonderful opportunity to own a piece of Palm Coast. The **ocean view** provides a beautiful backdrop and a constant reminder that you're living near the beach. Spend your mornings enjoying the coastal scenery and your days exploring everything Palm Coast and Flagler County have to offer. Nearby activities include **beachcombing, swimming, surfing, fishing, boating, kayaking, and paddleboarding**. Explore nearby **Washington Oaks Gardens State Park**, stroll along the scenic trails at **Graham Swamp Conservation Area**, or enjoy the beautiful coastline at **Hammock Beach** and **Flagler Beach**. Golf enthusiasts will appreciate the area's numerous courses, while local restaurants, shops, parks, and entertainment are all within easy reach. Palm Coast is also conveniently located between **St. Augustine and Daytona Beach**, making it easy to enjoy day trips to historic sites, additional beaches, restaurants, and attractions. If you're looking for **ocean views, coastal living, and an abundance of nearby outdoor recreation**, 200 Ocean Crest Drive #109 is an opportunity you won't want to miss!

The essentials

Built
2003
Price / sqft
$337
On market
36 days
Annual tax
$5,307
HOA
$1,509/mo
Flood zone
X500 · Low risk
Lot
156,631 sqft
Type
Condominium

At a glance

Condo
Built 2003
1 car garage
1,676 sqft
Living area

Payment

Est. monthly payment
$5,181/mo
Down payment (20%)
$113,000
Property taxes
$442/mo
HOA
$1,509/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2003
Lot
156,631 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
36
Clubhouse
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$5,307
Parcel #
04-11-31-3605-00010-0109

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Northshore 05
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
156,631 sqft
HOA
$1,509/mo
n/a

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #O6439405
$565,000
$337/sqft

Neighborhood

200 Ocean Crest Dr #109
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $565,000
$550,000 – $565,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 36.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,180/mo
Principal & interest$2,947
Property taxes$442
Insurance$283
HOA$1,509
Down payment20% · $113,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$565,000

$337 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,676 sq ft

Time on market

36 days

Year built

2003

Monthly payment

About $5,181/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,307 annual tax bill, insurance, and the $1,509/mo HOA fee.

HOA fee

$1,509/mo

Managed by n/a.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTRUDEALS REALTY CORPListing agent: Candace GarberListing data from Stellar MLS, MLS# O6439405.

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