

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- HARTFORD TERRACE PHASE 2A
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$99/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
4805 Finley Drive is a 2026-built home in Hartford Terrace Phase 2a, Davenport. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,203 square feet of living space. Listed at $384,290 (about $174/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $99 monthly.
Under Construction. Welcome home to Hartford Terrace in Davenport! A new community in the flourishing city of Davenport will feature a collection of single-family homes and townhomes with a variety of onsite amenities and a location near everything – shopping, dining, entertainment, schools, and major highways. Located just off Highway 27, Hartford Terrace offers Smart Home technology in all homes, a resort style community pool with cabana, a sports field, playground, dog stations, walking trails, and 1-Gig high speed internet and streaming TV included in the HOA. Welcome to a home that’s designed with you in mind, where luxury meets convenience in every corner. This brand-new Mill Run home offers 4 bedrooms, 3 bathrooms, a loft, a covered lanai, and a 2-car garage. The open-concept first floor connects your kitchen, café, and gathering room, creating a seamless space for both relaxation and entertaining. Featuring white cabinetry, quartz countertops, and state-of-the-art Whirlpool stainless-steel appliances – including a refrigerator and a microwave that vents to the exterior, this kitchen is as functional as it is beautiful. Plus, a convenient pantry and a kitchen island provide extra storage and prep space, making cooking and entertaining a breeze. The kitchen seamlessly connects to the café and gathering room, where a sliding glass door opens to the covered lanai, enhancing the flow of indoor-outdoor living. A secondary bedroom and full bathroom are located on the main level, perfect for visitors, a home office, or flexible living space. Upstairs, the Owner’s Suite offers a peaceful retreat with a large walk-in closet and an en suite bath featuring dual sinks, a quartz-topped vanity, and a luxurious glass-enclosed shower. Also upstairs, the loft area provides the perfect space to unwind, while two additional bedrooms, a bathroom, and laundry room complete the upper level. Designer-curated finishes elevate every corner of this home, including tile flooring spanning the first floor living spaces, bathrooms, and laundry room, plush, stain-resistant Shaw carpet in the bedrooms and loft, 2” faux wood blinds, a brand-new Whirlpool washer and dryer, smart thermostat, and video doorbell. Experience the perfect blend of convenience, luxury, and thoughtful design in the Mill Run home, where every detail is crafted to enhance your life. Don't miss the opportunity to call this move-in-ready home yours.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 464 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$384,290
$174 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,203 sq ft
Time on market
35 days
Year built
2026
Monthly payment
About $2,432/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,645 annual tax bill, insurance, and the $99/mo HOA fee.
HOA fee
$99/mo
Managed by Castle Group Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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