4805 Finley Drive, photo 1
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Overview

4 bd3 ba2,203 sqft2 car garageSingle Family
TypeSingle Family
HOA$99/mo
Built2026
Lot4,400 sqft
Living area2,203 sqft
Price / sqft$174
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HARTFORD TERRACE PHASE 2A
Type
Single Family Residence

True monthly carry

HOA
~$99/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimarybedroom UpstairsSmart HomeSplit BedroomStone Counters

4805 Finley Drive is a 2026-built home in Hartford Terrace Phase 2a, Davenport. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,203 square feet of living space. Listed at $384,290 (about $174/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $99 monthly.

From the listing

Under Construction. Welcome home to Hartford Terrace in Davenport! A new community in the flourishing city of Davenport will feature a collection of single-family homes and townhomes with a variety of onsite amenities and a location near everything – shopping, dining, entertainment, schools, and major highways. Located just off Highway 27, Hartford Terrace offers Smart Home technology in all homes, a resort style community pool with cabana, a sports field, playground, dog stations, walking trails, and 1-Gig high speed internet and streaming TV included in the HOA. Welcome to a home that’s designed with you in mind, where luxury meets convenience in every corner. This brand-new Mill Run home offers 4 bedrooms, 3 bathrooms, a loft, a covered lanai, and a 2-car garage. The open-concept first floor connects your kitchen, café, and gathering room, creating a seamless space for both relaxation and entertaining. Featuring white cabinetry, quartz countertops, and state-of-the-art Whirlpool stainless-steel appliances – including a refrigerator and a microwave that vents to the exterior, this kitchen is as functional as it is beautiful. Plus, a convenient pantry and a kitchen island provide extra storage and prep space, making cooking and entertaining a breeze. The kitchen seamlessly connects to the café and gathering room, where a sliding glass door opens to the covered lanai, enhancing the flow of indoor-outdoor living. A secondary bedroom and full bathroom are located on the main level, perfect for visitors, a home office, or flexible living space. Upstairs, the Owner’s Suite offers a peaceful retreat with a large walk-in closet and an en suite bath featuring dual sinks, a quartz-topped vanity, and a luxurious glass-enclosed shower. Also upstairs, the loft area provides the perfect space to unwind, while two additional bedrooms, a bathroom, and laundry room complete the upper level. Designer-curated finishes elevate every corner of this home, including tile flooring spanning the first floor living spaces, bathrooms, and laundry room, plush, stain-resistant Shaw carpet in the bedrooms and loft, 2” faux wood blinds, a brand-new Whirlpool washer and dryer, smart thermostat, and video doorbell. Experience the perfect blend of convenience, luxury, and thoughtful design in the Mill Run home, where every detail is crafted to enhance your life. Don't miss the opportunity to call this move-in-ready home yours.

The essentials

Built
2026
Price / sqft
$174
On market
35 days
Annual tax
$1,645
HOA
$99/mo
Flood zone
X · Low risk
Lot
4,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
4,400 sqft lot
Lot size
2,203 sqft
Living area

Payment

Est. monthly payment
$2,432/mo
Down payment (20%)
$76,858
Property taxes
$137/mo
HOA
$99/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
4,400 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
35
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primarybedroom Upstairs
Smart Home
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Deed Restrictions
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Horizons Elementary
Middle
Boone Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$1,645
Parcel #
27-26-32-711009-001250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hartford Terrace Phase 2a
County
Polk
MLS Area
33837 - Davenport
Lot Size
4,400 sqft
ClearedLandscapedSidewalkPaved
HOA
$99/mo
Castle Group Management

Price history

Date
Event
Price
10/10/2026
Price change
Source: Stellar MLS #O6439941
$384,290-3.5%
$174/sqft
9/7/2026
Listed for sale
Source: Stellar MLS #O6439941
$398,290
$181/sqft

Neighborhood

4805 Finley Drive
Davenport, FL, 33837 · 33837 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $384,290
$382,500 – $384,290
99.5% – 100% of listTops out right at the list price
80% of listList price
311 of the last 464 home closings in 33837 landed at this number or higher (67%). The median one sat 34 days before it went under contract, and this one is on day 35 after a $14,000 cut.

Sample: 464 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,432/mo
Principal & interest$2,004
Property taxes$137
Insurance$192
HOA$99
Down payment20% · $76,858
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$384,290

$174 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,203 sq ft

Time on market

35 days

Year built

2026

Monthly payment

About $2,432/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,645 annual tax bill, insurance, and the $99/mo HOA fee.

HOA fee

$99/mo

Managed by Castle Group Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPULTE REALTY OF NORTH FLORIDA LLCListing agent: Adrienne EscottListing data from Stellar MLS, MLS# O6439941.

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