4320 NW 1st Court Rd, photo 1
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Overview

4 bd3 ba1,810 sqft2 car garageSingle Family
TypeSingle Family
HOA$92.5/mo
Built2026
Lot10,890 sqft
Living area1,810 sqft
Price / sqft$192
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ST JAMES PARK
Type
Single Family Residence

True monthly carry

HOA
~$93/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsKitchen/Family Room ComboOpen FloorplanThermostatWalk-in Closet(s)DishwasherDisposalDryer

4320 NW 1st Court Rd is a 2026-built home in St James Park, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,810 square feet of living space. Listed at $348,000 (about $192/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $92.5 monthly.

From the listing

Discover modern comfort and exceptional value in this brand-new 4-bedroom, 3-bathroom home located in the desirable gated community of St. James Park in Ocala! Thoughtfully designed with a clean modern-contemporary style, this spacious open-concept home features 9' ceilings, premium laminate flooring throughout with no carpet, and a beautifully appointed kitchen with quartz countertops, a large center island, and stainless steel appliances. The home also includes all exterior window blinds, including the sliding glass door blind, as well as a washer and dryer for added convenience. The spacious primary suite offers a relaxing retreat with a double vanity, walk-in shower, and generous walk-in closet. Two additional full bathrooms provide flexibility for family and guests, including one with a bathtub. Every bedroom and the great room are pre-wired for ceiling fans, allowing you to easily add your preferred fixtures. Step outside to the covered lanai and enjoy the expansive 10,890 sq ft premium lot, complete with an irrigation system for easy lawn maintenance. A 2-car garage with an electric door opener provides additional convenience and storage. Located just minutes from Downtown Ocala and with easy access to I-75, this home combines a peaceful gated-community setting with convenient access to shopping, dining, and everyday amenities. Backed by a 1-year builder warranty and 10-year structural warranty for added peace of mind. Seller incentive: Up to $5,000 in seller concessions available with a full-price contract, which may be applied toward allowable closing costs or to buy down the buyer’s mortgage interest rate. Don't miss the opportunity to make this beautiful new home yours—schedule your private showing today!

The essentials

Built
2026
Price / sqft
$192
On market
9 days
Annual tax
$795
HOA
$92.5/mo
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
0.25 acres
Lot size
1,810 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,148/mo
Down payment (20%)
$69,600
Property taxes
$66/mo
HOA
$92.5/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,890 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
9
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Ward-Highlands Elem. School
Middle
Howard Middle School
High
Vanguard High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$795
Parcel #
15270-009-09

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St James Park
County
Marion
MLS Area
34475 - Ocala
Lot Size
10,890 sqft
HOA
$92.5/mo
Carrie Roy

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #O6440452
$348,000
$192/sqft

Neighborhood

4320 NW 1st Court Rd
Ocala, FL, 34475 · 34475 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $348,000
$345,000 – $348,000
99.2% – 100% of listTops out right at the list price
80% of listList price
46 of the last 90 home closings in 34475 landed at this number or higher (51%). The median one sat 55 days before it went under contract, and this one is on day 9.

Sample: 90 closed home sales in 34475 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,148/mo
Principal & interest$1,815
Property taxes$66
Insurance$174
HOA$93
Down payment20% · $69,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$348,000

$192 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,810 sq ft

Time on market

9 days

Year built

2026

Monthly payment

About $2,148/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $795 annual tax bill, insurance, and the $92.5/mo HOA fee.

HOA fee

$92.5/mo

Managed by Carrie Roy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Freddy EspinalListing data from Stellar MLS, MLS# O6440452.

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