

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ST JAMES PARK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$93/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
4320 NW 1st Court Rd is a 2026-built home in St James Park, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,810 square feet of living space. Listed at $348,000 (about $192/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $92.5 monthly.
Discover modern comfort and exceptional value in this brand-new 4-bedroom, 3-bathroom home located in the desirable gated community of St. James Park in Ocala! Thoughtfully designed with a clean modern-contemporary style, this spacious open-concept home features 9' ceilings, premium laminate flooring throughout with no carpet, and a beautifully appointed kitchen with quartz countertops, a large center island, and stainless steel appliances. The home also includes all exterior window blinds, including the sliding glass door blind, as well as a washer and dryer for added convenience. The spacious primary suite offers a relaxing retreat with a double vanity, walk-in shower, and generous walk-in closet. Two additional full bathrooms provide flexibility for family and guests, including one with a bathtub. Every bedroom and the great room are pre-wired for ceiling fans, allowing you to easily add your preferred fixtures. Step outside to the covered lanai and enjoy the expansive 10,890 sq ft premium lot, complete with an irrigation system for easy lawn maintenance. A 2-car garage with an electric door opener provides additional convenience and storage. Located just minutes from Downtown Ocala and with easy access to I-75, this home combines a peaceful gated-community setting with convenient access to shopping, dining, and everyday amenities. Backed by a 1-year builder warranty and 10-year structural warranty for added peace of mind. Seller incentive: Up to $5,000 in seller concessions available with a full-price contract, which may be applied toward allowable closing costs or to buy down the buyer’s mortgage interest rate. Don't miss the opportunity to make this beautiful new home yours—schedule your private showing today!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 90 closed home sales in 34475 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$348,000
$192 per sq ft
Beds and baths
4 beds, 3 baths
Size
1,810 sq ft
Time on market
9 days
Year built
2026
Monthly payment
About $2,148/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $795 annual tax bill, insurance, and the $92.5/mo HOA fee.
HOA fee
$92.5/mo
Managed by Carrie Roy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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