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Overview

3 bd2 ba1,404 sqftSingle Family
TypeSingle Family
HOANone listed
Built2000
Lot29,359 sqft
Living area1,404 sqft
Price / sqft$281

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanStone CountersSidewalkMicrowaveRangeRefrigerator

5005 Spiral Way is a 2000-built home in Narcoossee New Map Of, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,404 square feet of living space. Listed at $395,000 (about $281/sqft), 31 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

WATERFRONT PROPERTY ON 0.67 ACRES WITH NO HOA AND A PRIVATE DOCK! Welcome to 5005 Spiral Way in Saint Cloud, offering 3 bedrooms, 2 bathrooms, generous outdoor space, and direct water access. The property features a private dock, providing opportunities for boating, fishing, kayaking, or simply enjoying the waterfront setting. Inside, the home offers a functional floor plan with comfortable living areas and a spacious kitchen featuring white cabinetry, a large center island, stainless steel appliances, and ample counter space. Additional features include hard-surface flooring throughout the main living areas and an updated primary bathroom with dual sinks and a walk-in shower. Several major components have been recently updated, including a roof and water heater both less than 3 years old, along with an A/C system only a few years old. The expansive 0.67-acre lot and NO HOA provide flexibility and plenty of outdoor space for recreation, entertaining, and additional storage, subject to applicable local regulations. Conveniently located near Narcoossee Road with access to the Lake Nona area, Orlando International Airport, shopping, dining, and major Central Florida roadways. Waterfront, acreage, private dock, recent major updates, and NO HOA—all in one property. Schedule your showing today!

The essentials

Built
2000
Price / sqft
$281
On market
31 days
Annual tax
$1,836
Flood zone
AE
Lot
29,359 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
0.67 acres
Lot size
1,404 sqft
Living area

Payment

Est. monthly payment
$2,411/mo
Down payment (20%)
$79,000
Property taxes
$153/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
29,359 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
31
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Sidewalk
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$1,836
Parcel #
08-25-31-4260-0001-033O

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Narcoossee New Map Of
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
29,359 sqft

Price history

Date
Event
Price
9/26/2026
Price change
Source: Stellar MLS #O6440612
$395,000-1.2%
$281/sqft
9/9/2026
Listed for sale
Source: Stellar MLS #O6440612
$400,000
$285/sqft

Neighborhood

5005 Spiral Way
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $395,000
$392,500 – $395,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 31 after a $5,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,411/mo
Principal & interest$2,060
Property taxes$153
Insurance$198
Down payment20% · $79,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,000

$281 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,404 sq ft

Time on market

31 days

Year built

2000

Monthly payment

About $2,411/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,836 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byNORKIS & CO REALTYListing agent: Jose Santana FelicianoListing data from Stellar MLS, MLS# O6440612.

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