2685 Great Heron Ave, photo 1
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Overview

5 bd4 ba3,120 sqft3 car garageSingle Family
TypeSingle Family
HOA$125/mo
Built2025
Lot6,725 sqft
Living area3,120 sqft
Price / sqft$170
Garage3 car

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About this home

Crown MoldingEat-in KitchenOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersThermostatTray Ceiling(s)Walk-in Closet(s)

2685 Great Heron Ave is a 2025-built home in Bay Lake Farms At St Cloud, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,120 square feet of living space. Listed at $529,990 (about $170/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 monthly.

From the listing

Under Construction. Located at 2685 Great Heron Avenue in the Bay Lake Farms community of Saint Cloud, Florida, this well-appointed two-story home offers 3,120 square feet of flexible living space with 5 bedrooms, 3.5 bathrooms, and a 3-car garage. A welcoming foyer leads into a thoughtfully arranged first floor featuring a formal dining room and an open family room that flows into the kitchen and breakfast area—creating an inviting setting for everyday living and entertaining. An extended covered lanai off the family room expands the living space outdoors, perfect for relaxing or hosting gatherings. The first floor includes a private bedroom with a nearby full bath, ideal for guests or a home office, along with a convenient powder bath for visitors. Upstairs, the owner's suite serves as a comfortable retreat with a spacious bedroom, walk-in closet, and en-suite bath. Three additional bedrooms, two full bathrooms, a centrally located laundry room, and a large loft provide plenty of room for recreation, work, or quiet downtime. With generous living areas, versatile spaces, and a desirable Saint Cloud location close to outdoor recreation and everyday conveniences, 2685 Great Heron Avenue is designed to support modern living and growing households.

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The essentials

Built
2025
Price / sqft
$170
On market
178 days
Annual tax
$931
HOA
$125/mo
Flood zone
X · Low risk
Lot
6,725 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
3 car garage
Driveway
6,725 sqft lot
Lot size
3,120 sqft
Living area

Payment

Est. monthly payment
$3,232/mo
Down payment (20%)
$105,998
Property taxes
$78/mo
HOA
$125/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,725 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
178
Crown Molding
Eat-in Kitchen
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Sidewalk
Community Mailbox
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$931
Parcel #
13-26-31-3673-0001-0240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Lake Farms At St Cloud
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
6,725 sqft
LandscapedSidewalkPaved
HOA
$125/mo
Hunter Chastain

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6399143
$529,990-14.8%
$170/sqft
-
Price change
Source: Stellar MLS #O6399143
$622,310+12.1%
$199/sqft
4/15/2026
Listed for sale
Source: Stellar MLS #O6399143
$554,990
$178/sqft

Neighborhood

2685 Great Heron Ave
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $529,990
$525,000 – $529,990
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 178 after a $25,000 cut.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,232/mo
Principal & interest$2,764
Property taxes$78
Insurance$265
HOA$125
Down payment20% · $105,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$529,990

$170 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,120 sq ft

Time on market

178 days

Year built

2025

Monthly payment

About $3,232/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $931 annual tax bill, insurance, and the $125/mo HOA fee.

HOA fee

$125/mo

Managed by Hunter Chastain.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS ADVANTAGE REALTYListing agent: Stacie Brown KellyListing data from Stellar MLS, MLS# O6399143.

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