Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CENTER LAKE ON THE PARK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$64/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
5409 Park Guell St is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,158 square feet of living space. Listed at $699,990 (about $222/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.
Under Construction. Welcome to 5409 Park Guell Street in Saint Cloud: a stunning new construction home built by M/I Homes. This 2-story home offers 3,158 square feet of thoughtfully designed living space with 5 bedrooms and 4 bathrooms, providing plenty of room for the whole family. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas. The quality of design is evident throughout, with carefully selected finishes and a well-planned floorplan that balances everyday comfort with refined style. Your owner's bedroom features a private en-suite bathroom and a walk-in closet, offering a peaceful retreat at the end of each day. Additional highlights include a formal dining room, a kitchen island, a first-floor bedroom, a huge loft, an extended lanai, a balcony, and a 2-car garage. This home is situated in a welcoming neighborhood with convenient proximity to parks, making it easy to enjoy outdoor recreation and green spaces. The surrounding area provides a family-friendly setting with well-maintained surroundings and a strong sense of community.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$699,990
$222 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,158 sq ft
Time on market
39 days
Year built
2026
Monthly payment
About $4,388/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,881 annual tax bill, insurance, and the $64/mo HOA fee.
HOA fee
$64/mo
Managed by Atomos Living / Joey Arroy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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