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Overview

5 bd5 ba4,340 sqft3 car garageSingle Family
TypeSingle Family
HOA$64/mo
Built2026
Lot7,200 sqft
Living area4,340 sqft
Price / sqft$164
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CENTER LAKE ON THE PARK
Type
Single Family Residence

True monthly carry

HOA
~$64/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Crown MoldingEat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Sidewalk

5388 Lassen St is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,340 square feet of living space. Listed at $709,990 (about $164/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.

From the listing

Under Construction. Welcome to 5388 Lassen Street in Saint Cloud, FL: a stunning new construction home built by M/I Homes. This spacious 2-story home offers 4,340 square feet of thoughtfully designed living space, featuring 5 bedrooms, 4 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that seamlessly connects the main gathering areas, creating an ideal environment for both everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and a well-planned floorplan that maximizes both comfort and functionality. Key features include a versatile bonus room, a kitchen with an island and walk-in pantry, a first-floor owner’s suite, a huge upstairs loft, an extended covered lanai, and a 3-car garage. The lanai extends your living area outdoors, providing a perfect space to unwind and enjoy the Florida weather. The neighborhood offers a welcoming setting with convenient proximity to parks, making it easy for residents to enjoy outdoor recreation and green spaces nearby. With its generous square footage, thoughtful layout, and quality construction, this home delivers the space and comfort that growing families and discerning buyers are looking for.

The essentials

Built
2026
Price / sqft
$164
On market
38 days
Annual tax
$256
HOA
$64/mo
Flood zone
X · Low risk
Lot
7,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
3 car garage
Driveway
7,200 sqft lot
Lot size
4,340 sqft
Living area

Payment

Est. monthly payment
$4,143/mo
Down payment (20%)
$141,998
Property taxes
$21/mo
HOA
$64/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,200 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Tandem
Days on Market
38
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Sidewalk
Community Mailbox
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Microwave
Range
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$256
Parcel #
32-25-31-0946-0001-2980

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Center Lake On The Park
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,200 sqft
LandscapedSidewalkPaved
HOA
$64/mo
Atomos Living / Joey Arroy

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6438236
$709,990-1.4%
$164/sqft
-
Price change
Source: Stellar MLS #O6438236
$719,990-4.0%
$166/sqft
9/3/2026
Listed for sale
Source: Stellar MLS #O6438236
$749,990
$173/sqft

Neighborhood

5388 Lassen St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $709,990
$705,000 – $709,990
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 38 after a $40,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,143/mo
Principal & interest$3,703
Property taxes$21
Insurance$355
HOA$64
Down payment20% · $141,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$709,990

$164 per sq ft

Beds and baths

5 beds, 5 baths

Size

4,340 sq ft

Time on market

38 days

Year built

2026

Monthly payment

About $4,143/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $256 annual tax bill, insurance, and the $64/mo HOA fee.

HOA fee

$64/mo

Managed by Atomos Living / Joey Arroy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ADVANTAGE REALTYListing agent: Stacie Brown KellyListing data from Stellar MLS, MLS# O6438236.

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