Spruce Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot18,750 sqft

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About this home

Spruce Dr is a home in Pine Lakes, Eustis. Flood zone x /a - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Nestled in a serene lakeside setting, this 0.43-acre lot on Spruce Drive in Eustis, Florida, offers a rare opportunity to build your dream home in perfect harmony with nature. Overlooking the peaceful waters of Crystal Lake, this 75' x 231' property is a haven for those who cherish tranquility and outdoor living. The lake's non-motorized policy makes it ideal for leisurely fishing or paddling a Jon boat, ensuring a calm and relaxing atmosphere. Located just minutes from the vast Ocala National Forest, the property provides unparalleled access to ATV trails, hiking adventures, and the wonders of Florida’s great outdoors. Despite its quiet charm, convenience is never far away—grocery stores are only 10 minutes down the road, with Deland just 15 minutes away, the beach within 45 minutes, and Orlando Sanford International Airport a quick 35-minute drive. If you’re seeking a serene lifestyle surrounded by natural beauty, adventure, and modern convenience, this Spruce Drive lot is the perfect place to make your vision a reality. Density variance may be needed - buyer to confirm.

The essentials

On market
35 days
Annual tax
$284
Flood zone
X /A · Low risk
Lot
18,750 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
0.43 acres
Lot size

Payment

Est. monthly payment
$310/mo
Down payment (20%)
$10,000
Property taxes
$24/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
18,750 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front
Days on Market
35
Elementary
Seminole Springs. Elem
Middle
Eustis Middle
High
Eustis High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x /a
Annual Tax (2025)
$284
Parcel #
08-18-29-0200-00F-01300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Lakes
County
Lake
MLS Area
32736 - Eustis
Lot Size
18,750 sqft
BuildableIn CountyPavedUnincorporatedWooded

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #O6440613
$49,999

Neighborhood

Spruce Dr
Eustis, FL, 32736 · 32736 - Eustis

Calculator

Est. monthly payment
$309/mo
Principal & interest$261
Property taxes$24
Insurance$25
Down payment20% · $10,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$49,999

Time on market

35 days

Monthly payment

About $310/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $284 annual tax bill, insurance.

Flood zone

Zone X /A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Heather OlesonListing data from Stellar MLS, MLS# O6440613.

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