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Overview

2 bd2 ba898 sqftTownhouse
TypeTownhouse
HOA$257/mo
Built1986
Lot764 sqft
Living area898 sqft
Price / sqft$230

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimarybedroom UpstairsThermostatLightingRain GuttersSidewalkDishwasher

131 Kristi Ann CT is a 1986-built home in Moss Cove, Winter Springs. Inside you'll find 2 bedrooms, 2 bathrooms, and 898 square feet of living space. Listed at $206,499 (about $230/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $257 monthly.

From the listing

Welcome to this charming 2-bedroom, 1.5-bath townhome in the established Moss Cove community of Winter Springs! Offering 898 square feet of comfortable living space, this two-story home features a functional open living and dining area, easy-care luxury vinyl flooring, and plenty of natural light. The kitchen offers ample cabinet and counter space along with a full appliance package, while both bedrooms are privately located upstairs. Step outside to the covered and screened rear porch—a great spot for morning coffee, relaxing at the end of the day, or simply enjoying the peaceful green surroundings. The home also features an enclosed front porch, interior laundry closet, ceiling fans, central A/C, and no rear neighbor immediately behind the screened porch. Association fees include exterior and grounds maintenance, helping make this an appealing low-maintenance option for homeowners. Conveniently located in Winter Springs with easy access to SR-434, shopping, dining, schools and major Central Florida roadways. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this affordable Moss Cove townhome offers plenty of potential and is ready for its next chapter!

The essentials

Built
1986
Price / sqft
$230
On market
24 days
Annual tax
$2,779
HOA
$257/mo
Flood zone
X · Low risk
Lot
764 sqft
Type
Townhouse

At a glance

Payment

Est. monthly payment
$1,669/mo
Down payment (20%)
$41,300
Property taxes
$232/mo
HOA
$257/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1986
Lot
764 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
24
Ceiling Fans(s)
Living Room/Dining Room Combo
Primarybedroom Upstairs
Thermostat
Lighting
Rain Gutters
Sidewalk
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Range
Range Hood
Refrigerator
Elementary
Winter Springs Elementary
Middle
Indian Trails Middle
High
Winter Springs High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,779
Parcel #
03-21-30-520-0400-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Moss Cove
County
Seminole
MLS Area
32708 - Casselberrry/Winter Springs / Tuscawilla
Lot Size
764 sqft
HOA
$257/mo
Darcie Englert

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #O6441079
$206,499-0.2%
$230/sqft
9/21/2026
Listed for sale
Source: Stellar MLS #O6441079
$206,999
$231/sqft

Neighborhood

131 Kristi Ann CT
Winter Springs, FL, 32708 · 32708 - Casselberrry/Winter Springs / Tuscawilla

Market insights

Offer Insights

Choose an offer strength

List price: $206,499
$206,499
99.5% – 100% of listTops out right at the list price
80% of listList price
36 of the last 65 townhouse or villa closings in 32708 landed at this number or higher (55%). The median one sat 42 days before it went under contract, and this one is on day 24 after a $500 cut.

Sample: 65 closed townhouse or villa sales in 32708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,669/mo
Principal & interest$1,077
Property taxes$232
Insurance$103
HOA$257
Down payment20% · $41,300
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$206,499

$230 per sq ft

Beds and baths

2 beds, 2 baths

Size

898 sq ft

Time on market

24 days

Year built

1986

Monthly payment

About $1,669/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,779 annual tax bill, insurance, and the $257/mo HOA fee.

HOA fee

$257/mo

Managed by Darcie Englert.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered by407 PROPERTIESListing agent: Megan BishListing data from Stellar MLS, MLS# O6441079.

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