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Overview

3 bd2 ba1,288 sqftSingle Family
TypeSingle Family
HOANone listed
Built1935
Lot50,530 sqft
Living area1,288 sqft
Price / sqft$179

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatPrivate EntrancePrivate YardDryerFreezerMicrowaveRange Hood

112 Opal Chambers is a 1935-built home in No Named Subdivision, Apalachicola. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,288 square feet of living space. Listed at $230,000 (about $179/sqft), 41 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Looking for a place with character, privacy and room to make it your own? Tucked among the trees on 1.16 acres, this 1935 Apalachicola cottage offers the cozy feel of a cabin in the woods while sitting approximately two miles from historic downtown and about 20–25 minutes from the white-sand beaches of St. George Island. The 1,288-square-foot home features three bedrooms, two full bathrooms, a Florida room, open living and dining areas, a brick fireplace, a dedicated office or bonus room and an oversized laundry room. Outside, the spacious property offers plenty of room for boats, recreational vehicles, gardens and outdoor projects, along with an electrical hookup for an RV and a large detached workshop for storage, hobbies or workspace. Located in Flood Zone X with no HOA, this property is ready for its next owner to bring fresh ideas, complete the remaining projects and create a retreat that is uniquely their own.

The essentials

Built
1935
Price / sqft
$179
On market
41 days
Annual tax
$1,528
Flood zone
X · Low risk
Lot
50,530 sqft
Type
Single Family Residence

At a glance

Single family
Built 1935
1.16 acres
Lot size
1,288 sqft
Living area

Payment

Est. monthly payment
$1,442/mo
Down payment (20%)
$46,000
Property taxes
$127/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1935
Lot
50,530 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
41
Ceiling Fans(s)
Thermostat
Private Entrance
Private Yard
Dryer
Freezer
Microwave
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,528
Parcel #
02-09S-08W-0000-0720-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
No Named Subdivision
County
Franklin
MLS Area
32320 - Apalachicola
Lot Size
50,530 sqft

Price history

Date
Event
Price
9/7/2026
Listed for sale
Source: Stellar MLS #O6443131
$230,000
$179/sqft

Neighborhood

112 Opal Chambers
Apalachicola, FL, 32320 · 32320 - Apalachicola

Calculator

Est. monthly payment
$1,442/mo
Principal & interest$1,200
Property taxes$127
Insurance$115
Down payment20% · $46,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$230,000

$179 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,288 sq ft

Time on market

41 days

Year built

1935

Monthly payment

About $1,442/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,528 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byEXP REALTY LLCListing agent: Connie SchmittListing data from Stellar MLS, MLS# O6443131.

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