6655 Merle St, photo 1
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Overview

3 bd2 ba1,128 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1998
Lot5,001 sqft
Living area1,128 sqft
Price / sqft$172
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoRain GuttersRefrigerator

6655 Merle St is a 1998-built home in Ransones Add, Bradley. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,128 square feet of living space. Listed at $194,000 (about $172/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

URGENT SALE — $199,900! NO HOA! Seller is seeking a quick closing on this 3-bedroom, 2-bath home at 6655 Merle Street in Bradley. Offering approximately 1,128 heated square feet, this single-story home features a 2022 ROOF, newer windows throughout, and an attached ONE-CAR GARAGE with a workbench. Recent improvements include new faucets, bathtub cartridges, toilets, and sod. Tile flooring runs through most of the home, with replacement carpet in two bedrooms and painted concrete flooring in the third. The primary bedroom includes a walk-in closet. Public water, a septic system last inspected in 2022, and convenient access to Mulberry and surrounding Polk County communities round out the property. Offered AS-IS, with an opportunity to add your own finishing touches. Exterior photos only; schedule a confirmed appointment to view the interior. SELLER’S GOAL IS TO CLOSE WITHIN 30 DAYS OR LESS. Bring your written offer — $199,900, THREE BEDROOMS, TWO BATHS, AND NO HOA! Windows include a transferable warranty.

The essentials

Built
1998
Price / sqft
$172
On market
25 days
Annual tax
$1,830
Flood zone
X · Low risk
Lot
5,001 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
1 car garage
5,001 sqft lot
Lot size
1,128 sqft
Living area

Payment

Est. monthly payment
$1,262/mo
Down payment (20%)
$38,800
Property taxes
$153/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
5,001 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
25
Ninguno
Rain Gutters
Refrigerator
Elementary
Purcell Elem
Middle
Mulberry Middle
High
Mulberry High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,830
Parcel #
23-31-11-158500-010150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ransones Add
County
Polk
MLS Area
33835 - Bradley
Lot Size
5,001 sqft
In CountyPavedUnincorporated

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #O6443295
$194,000-3.0%
$172/sqft
9/19/2026
Listed for sale
Source: Stellar MLS #O6443295
$199,900
$177/sqft

Neighborhood

6655 Merle St
Bradley, FL, 33835 · 33835 - Bradley

Market insights

Offer Insights

Choose an offer strength

List price: $194,000
$194,000
99.5% – 100% of listTops out right at the list price
80% of listList price
321 of the last 522 home closings in Polk County landed at this number or higher (61%). The median one sat 39 days before it went under contract, and this one is on day 25 after a $5,900 cut.

Sample: 522 closed home sales in Polk County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,261/mo
Principal & interest$1,012
Property taxes$153
Insurance$97
Down payment20% · $38,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$194,000

$172 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,128 sq ft

Time on market

25 days

Year built

1998

Monthly payment

About $1,262/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,830 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Charles WatsonListing data from Stellar MLS, MLS# O6443295.

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