3472 Cobia Dr, photo 1
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Overview

0 baLand
TypeLand
HOA$330/yr
Lot7,500 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

3472 Cobia Dr is a home in Hernando Beach, Hernando Beach. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $330 annually.

From the listing

**75' WATERFRONT LOT IN HERNANDO BEACH!** Build your dream coastal home on this exceptional 75-foot waterfront property at 3472 Cobia Dr. Enjoy the boating lifestyle with direct waterfront access and plenty of space to create your ideal Florida retreat. A rare opportunity to build a custom home designed around waterfront living, outdoor enjoyment, and easy access to the Gulf. Whether you're planning a personal residence, vacation getaway, or future investment, this buildable waterfront lot offers excellent potential in the sought-after Hernando Beach area. Bring your boat, your plans, and your vision—**waterfront living starts here!**

The essentials

On market
19 days
Annual tax
$777
HOA
$330/yr
Flood zone
AE
Lot
7,500 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$395/mo
Down payment (20%)
$10,580
Property taxes
$65/mo
HOA
$330/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,500 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
19
Flood Zone AE
Annual Tax (2025)
$777
Parcel #
R24-223-16-2370-0135-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Beach
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
7,500 sqft
HOA
$330/yr
Real Manage

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #O6443562
$52,900

Neighborhood

3472 Cobia Dr
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Calculator

Est. monthly payment
$395/mo
Principal & interest$276
Property taxes$65
Insurance$26
HOA$28
Down payment20% · $10,580
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$52,900

Time on market

19 days

Monthly payment

About $395/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $777 annual tax bill, insurance, and the $330/yr HOA fee.

HOA fee

$330/yr

Managed by Real Manage.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byORLANDO BEST REALTYListing agent: Antonio DuginListing data from Stellar MLS, MLS# O6443562.

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