Cobia Dr, photo 1
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Overview

0 baLand
TypeLand
HOA$330/yr
Lot7,500 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cobia Dr is a home in Hernando Beach, Hernando Beach. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $330 annually.

From the listing

Welcome to Cobia Dr — a rare chance to build exactly what you’ve been dreaming of. Whether you envision a full-time home, a vacation retreat, or an investment property, this waterfront lot gives you the flexibility to create a space that fits your lifestyle. Located in a deed-restricted community with a low $330/year HOA, this lot offers peaceful coastal living with the convenience everyone loves. Hernando Beach is a true golf cart community, and you’re just a short walk or ride to local restaurants, shops, and waterfront favorites. There’s something special about waking up near the water and ending your day with sunset views — and opportunities like this don’t come around often. If you’ve been waiting for the right waterfront lot in Hernando Beach, this could be it.

The essentials

On market
258 days
Annual tax
$1,045
HOA
$330/yr
Flood zone
AE
Lot
7,500 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
7,500 sqft lot
Lot size

Payment

Est. monthly payment
$510/mo
Down payment (20%)
$13,800
Property taxes
$87/mo
HOA
$330/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,500 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish
Days on Market
258
Flood Zone AE
Annual Tax (2025)
$1,045
Parcel #
R24-223-16-2370-0135-0340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Beach
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
7,500 sqft
Buildable
HOA
$330/yr
Coastal HOA Management

Price history

Date
Event
Price
6/12/2026
Price change
Source: Stellar MLS #W7882633
$69,000-6.8%
-
Price change
Source: Stellar MLS #W7882633
$74,000-6.3%
2/2/2026
Listed for sale
Source: Stellar MLS #W7882633
$79,000

Neighborhood

Cobia Dr
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Calculator

Est. monthly payment
$509/mo
Principal & interest$360
Property taxes$87
Insurance$35
HOA$28
Down payment20% · $13,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$69,000

Time on market

258 days

Monthly payment

About $510/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,045 annual tax bill, insurance, and the $330/yr HOA fee.

HOA fee

$330/yr

Managed by Coastal HOA Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byHOMAN REALTY GROUP INCListing agent: Nicki VogiatzisListing data from Stellar MLS, MLS# W7882633.

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