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About this home
Cobia Dr is a home in Hernando Beach, Hernando Beach. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $330 annually.
Welcome to Cobia Dr — a rare chance to build exactly what you’ve been dreaming of. Whether you envision a full-time home, a vacation retreat, or an investment property, this waterfront lot gives you the flexibility to create a space that fits your lifestyle. Located in a deed-restricted community with a low $330/year HOA, this lot offers peaceful coastal living with the convenience everyone loves. Hernando Beach is a true golf cart community, and you’re just a short walk or ride to local restaurants, shops, and waterfront favorites. There’s something special about waking up near the water and ending your day with sunset views — and opportunities like this don’t come around often. If you’ve been waiting for the right waterfront lot in Hernando Beach, this could be it.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$69,000
Time on market
258 days
Monthly payment
About $510/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,045 annual tax bill, insurance, and the $330/yr HOA fee.
HOA fee
$330/yr
Managed by Coastal HOA Management.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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