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Overview

3 bd2 ba1,860 sqft2 car garageSingle Family
TypeSingle Family
HOA$275/mo
Built2018
Lot5,497 sqft
Living area1,860 sqft
Price / sqft$382
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Surface Counters

776 Orange Belt Loop is a 2018-built home in Heritage/Plant Street, Winter Garden. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,860 square feet of living space. Listed at $710,000 (about $382/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275 monthly.

From the listing

Virtually Staged. Location is everything in this highly sought-after Golf Cart District of Downtown Winter Garden, where location and lifestyle come together! Situated right off the scenic West Orange Trail, this home places you just moments from the charm, restaurants, shopping, and entertainment of historic Downtown Winter Garden. Best of all, this is a golf-cart-approved area, making it easy to enjoy everything this vibrant community has to offer without getting in the car. From the moment you arrive, you'll appreciate the lush landscaping, paver driveway, and charming front porch. Step inside to a welcoming foyer, with two spacious secondary bedrooms and a full bathroom conveniently located at the front of the home. Continue into the heart of the home, where the open-concept family room, dining area, and stunning gourmet kitchen create the perfect space for everyday living and entertaining. The kitchen features gas cooking, a wall oven, oversized island with sink, abundant upgraded cabinetry extending to the tall ceilings, a spacious walk-in pantry, and a convenient built-in drop zone. The home also offers a separate laundry room complete with washer and dryer and a laundry tub for added convenience. Privately tucked away at the rear of the home, the spacious primary suite provides a peaceful retreat. The spa-inspired primary bathroom features a large glass-enclosed shower, dual-sink vanity, separate water closet, and generous walk-in closet. Step outside to the screened-in lanai, complete with an electric retractable screen wall, creating an ideal setting for relaxing, entertaining, or enjoying Florida's beautiful weather. Additional features include a whole-home water filtration system, adding another level of comfort and convenience. And the location truly sets this home apart. Enjoy easy access to the 35-mile West Orange Trail, while being just minutes from Downtown Winter Garden's award-winning restaurants, charming local shops, Crooked Can Brewery, and the renowned Winter Garden Farmers Market. You'll love the genuine hometown atmosphere and the convenience of being able to experience so much of it by golf cart. With HOA dues that include lawn maintenance, this home offers a low-maintenance lifestyle in one of Winter Garden's most desirable areas. Homes in the Golf Cart District rarely come available and are highly sought after. Don't miss the opportunity to make this exceptional Downtown Winter Garden home your own!

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The essentials

Built
2018
Price / sqft
$382
On market
24 days
Annual tax
$8,663
HOA
$275/mo
Flood zone
X · Low risk
Lot
5,497 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Community pool
Shared amenity
2 car garage
Garage Door Opener
5,497 sqft lot
Lot size
1,860 sqft
Living area

Payment

Est. monthly payment
$5,055/mo
Down payment (20%)
$142,000
Property taxes
$722/mo
HOA
$275/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
5,497 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
24
Built-in Features
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Garden
Lighting
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Golf Carts OK
Pool
Sidewalks
Dishwasher
Disposal
Range
Refrigerator
Tankless Water Heater
Elementary
Dillard Street Elem
Middle
Lakeview Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2026)
$8,663
Parcel #
14-22-27-3445-00-820

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage/Plant Street
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
5,497 sqft
ClearedSidewalk
HOA
$275/mo
James Poindexter

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #O6443830
$710,000
$382/sqft

Neighborhood

776 Orange Belt Loop
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $710,000
$705,000 – $710,000
99.5% – 100% of listTops out right at the list price
80% of listList price
221 of the last 441 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 24.

Sample: 441 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,055/mo
Principal & interest$3,703
Property taxes$722
Insurance$355
HOA$275
Down payment20% · $142,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$710,000

$382 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,860 sq ft

Time on market

24 days

Year built

2018

Monthly payment

About $5,055/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,663 annual tax bill, insurance, and the $275/mo HOA fee.

HOA fee

$275/mo

Managed by James Poindexter.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOMEVEST REALTYListing agent: Erica DiazListing data from Stellar MLS, MLS# O6443830.

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