785 Preston Cove Dr, photo 1
Active
1 / 43

Overview

3 bd3 ba1,463 sqft1 car garageTownhouse
TypeTownhouse
HOA$125/yr
Built2026
Lot2,614 sqft
Living area1,463 sqft
Price / sqft$221
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PRESTON COVE PH 1 & 2
Type
Townhouse

True monthly carry

HOA
~$10/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersStone CountersThermostat

785 Preston Cove Dr is a 2026-built home in Preston Cove Ph 1 & 2, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,463 square feet of living space. Listed at $323,990 (about $221/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 annually.

From the listing

Under Construction. Preston Cove presents the Pearson. This spacious townhome features 3 bedrooms and 2.5 baths. As you enter the foyer you are welcomed with powder room, spacious kitchen, dining area and a living room overlooking a covered patio. The well-appointed kitchen features an island with bar seating, plentiful cabinets, counter space and stainless steel appliances, making entertaining a breeze. As we head upstairs, you are greeted with a landing area and linen closet. Bedroom one is located just off the landing area and includes a spacious walk-in closet as well as ensuite bathroom with double vanity. The second floor is complete with two guest bedrooms, an additional bathroom, along with laundry room. This popular townhome features a single car garage at the front of the home. Like all homes in Preston Cove, the Pearson includes a Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

The essentials

Built
2026
Price / sqft
$221
On market
17 days
Annual tax
$2,590
HOA
$125/yr
Flood zone
X · Low risk
Lot
2,614 sqft
Type
Townhouse

At a glance

Townhouse
Built 2026
Community pool
Shared amenity
1 car garage
2,614 sqft lot
Lot size
1,463 sqft
Living area

Payment

Est. monthly payment
$2,078/mo
Down payment (20%)
$64,798
Property taxes
$216/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2026
Lot
2,614 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
17
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Sprinkler Metered
Deed Restrictions
Dog Park
Playground
Pool
Street Lights
Dishwasher
Disposal
Range
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,590
Parcel #
22-25-31-4735-0001-2990

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Preston Cove Ph 1 & 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
2,614 sqft
HOA
$125/yr
Access management- Erin Poirier

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #O6444288
$323,990
$221/sqft

Neighborhood

785 Preston Cove Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $323,990
$322,500 – $323,990
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 125 townhouse or villa closings in 34771 landed at this number or higher (71%). The median one sat 45 days before it went under contract, and this one is on day 17.

Sample: 125 closed townhouse or villa sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,078/mo
Principal & interest$1,690
Property taxes$216
Insurance$162
HOA$10
Down payment20% · $64,798
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$323,990

$221 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,463 sq ft

Time on market

17 days

Year built

2026

Monthly payment

About $2,078/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,590 annual tax bill, insurance, and the $125/yr HOA fee.

HOA fee

$125/yr

Managed by Access management- Erin Poirier.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY OF CENTRAL FLORIDA LLCListing agent: Stephen ClineListing data from Stellar MLS, MLS# O6444288.

Keep exploring Florida

Pick up where you left off, or see what else is out there.