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Overview

4 bd3 ba2,284 sqft3 car garageSingle Family
TypeSingle Family
HOA$140/qtr
Built2006
Lot14,244 sqft
Living area2,284 sqft
Price / sqft$190
Garage3 car

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About this home

Ceiling Fans(s)High CeilingsSplit BedroomWalk-in Closet(s)SidewalkStorageSidewalksStreet Lights

3638 Doe Run Dr is a 2006-built home in Doe Run At Deer Creek, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,284 square feet of living space. Listed at $435,000 (about $190/sqft), 32 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $140 quarterly.

From the listing

WOW!! Must see to appreciate! “3” CAR GARAGE, 4/5 Bedrooms, 3 FULL Bathrooms, and a big WOW on the back yard, want to go fishing out your back yard anytime? Go ahead and enjoy the large pond and wooded area close by. Enjoy nature, walk around the pond, enjoy the occasionally deer(s) that actually will come to your back yard. Kids can walk or bike two blocks to get to the elementary school’s back entrance. Nice sized rooms and mostly tile floors. Floor plan shows front Bedroom/Office is actually a Formal Living Room. Primary bedroom has entrance to lanai, his and her closets and his and her sink areas, new carpet, garden tub and separate shower and a view to the beautiful large back yard and pond. Easements make the lot even look larger. Room for a pool and shed maybe could be used for a pool or hot tub changing room. NEW ROOF 2024 … “AC” 2020 and it is a top-of-the-line AC, BOSCH 18 Seer 4-5 ton. . Not in flood zone-per Federal FEMA their quote “is not in the floodplain”, no CDDs and low HOA fees. High ceilings and a plant shelf that has separate lighting. Yard has mature trees and if a 3-car garage isn’t enough for storage ~ you also have a 10 x 16 Shed with small fenced area for garden or an attached dog run. Spacious Kitchen has a pantry plus a hall pantry, dinette area along with a long snack bar and let’s not forget the formal Dining in front with beautiful floors. Plus eating room is available on the lanai-kitchen entrance. Enter onto a custom pattern ceramic tile foyer with a Venecian painted post. Larger guest bathroom (future pool Bath) and access the lanai and has 2 separate sink areas and a bath-shower combo. Other full size quest bathroom is conveniently located near what could be a guest BR area, or family members have their own personal bathroom and private area. Front bedroom opens through glass French doors and has a closet and used as an office. (or formal Living Room) Home is currently under an AHS Home Warranty Policy. Two Major grocery stores just blocks away along with restaurants plus. Near to Theme Parks and Hospitals. Turnpike is nearby. Even the town of St. Cloud has it’s own Lake – Lake Toho, large enough for a small beach, Boat Pier, and a River Boat Paddle that offers rides

The essentials

Built
2006
Price / sqft
$190
On market
32 days
Annual tax
$1,584
HOA
$140/qtr
Flood zone
X500 · Low risk
Lot
14,244 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Waterfront
Pond
3 car garage
Driveway
0.33 acres
Lot size
2,284 sqft
Living area

Payment

Est. monthly payment
$2,666/mo
Down payment (20%)
$87,000
Property taxes
$132/mo
HOA
$140/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
14,244 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Golf Cart Garage, Oversized
Waterfront
Pond
Days on Market
32
Ceiling Fans(s)
High Ceilings
Split Bedroom
Walk-in Closet(s)
Sidewalk
Storage
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Homestead exemption on file Flood Zone X500
Annual Tax (2024)
$1,584
Parcel #
26-26-30-0563-0001-1130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Doe Run At Deer Creek
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
14,244 sqft
City LimitsLandscapedLevelSidewalkPaved
HOA
$140/qtr
Michellette Ramos

Price history

Date
Event
Price
9/9/2026
Listed for sale
Source: Stellar MLS #S5157147
$435,000
$190/sqft

Neighborhood

3638 Doe Run Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$432,500 – $435,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 32.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,665/mo
Principal & interest$2,269
Property taxes$132
Insurance$218
HOA$47
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$190 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,284 sq ft

Time on market

32 days

Year built

2006

Monthly payment

About $2,666/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,584 annual tax bill, insurance, and the $140/qtr HOA fee.

HOA fee

$140/qtr

Managed by Michellette Ramos.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCENTURY 21 WOLF'S CROSSING REALTYListing agent: Stanley Watts, JrListing data from Stellar MLS, MLS# S5157147.

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