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Overview

5 bd4 ba2,822 sqft2 car garageSingle Family
TypeSingle Family
HOA$75/mo
Built2024
Lot6,534 sqft
Living area2,822 sqft
Price / sqft$206
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)DryerElectric Water HeaterMicrowave

4911 Shady Pines Dr is a 2024-built home in Havenfield At Cross Prairie, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,822 square feet of living space. Listed at $579,999 (about $206/sqft), 163 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 monthly.

From the listing

This home has EVERYTHING!!! 5 bedrooms 4 bathrooms 3,786 total sq. This beautiful house, fully furnished and ready to move in, is ideal for families or professionals seeking comfort and space. Master Bedroom with walk in closet and private bathroom. Large garage. Fully furnished, including 6 beds, living room furniture, board games, dining set, appliances, and more. Currently leased with 3 months left. Built in 2024 includes over $50k in upgrades. Located just off the turnpike and connecting to 417. Perfectly located in the sought-after St. Cloud–Orlando area offering convenient access to endless entertainment and close proximity to Orlando International Airport, Walt Disney World Resort, Universal Studios, SeaWorld Orlando, Orlando Magic basketball at the Amway Center, Orlando City Soccer among others.

The essentials

Built
2024
Price / sqft
$206
On market
163 days
Annual tax
$10,098
HOA
$75/mo
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
6,534 sqft lot
Lot size
2,822 sqft
Living area

Payment

Est. monthly payment
$4,231/mo
Down payment (20%)
$116,000
Property taxes
$842/mo
HOA
$75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,534 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
163
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$10,098
Parcel #
21-26-30-3644-0001-3660

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Havenfield At Cross Prairie
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,534 sqft
HOA
$75/mo
PENDING

Price history

Date
Event
Price
5/1/2026
Listed for sale
Source: Stellar MLS #S5149374
$579,999
$206/sqft

Neighborhood

4911 Shady Pines Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $579,999
$575,000 – $579,999
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 163.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,231/mo
Principal & interest$3,025
Property taxes$842
Insurance$290
HOA$75
Down payment20% · $116,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$579,999

$206 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,822 sq ft

Time on market

163 days

Year built

2024

Monthly payment

About $4,231/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,098 annual tax bill, insurance, and the $75/mo HOA fee.

HOA fee

$75/mo

Managed by PENDING.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPREFERRED REAL ESTATE BROKERSListing agent: Millie AguirreListing data from Stellar MLS, MLS# S5149374.

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