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Overview

5 bd4 ba3,291 sqft3 car garageSingle Family
TypeSingle Family
HOA$75/mo
Built2024
Lot6,970 sqft
Living area3,291 sqft
Price / sqft$228
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Dry BarHigh CeilingsL DiningOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)Built-in Features

5049 Shady Pines Dr is a 2024-built home in Eden At Cross Prairie Pb 33 Pgs 37-42 Lot 43, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,291 square feet of living space. Listed at $749,900 (about $228/sqft), 26 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $75 monthly.

From the listing

This beautifully upgraded home offers the features, finishes, and thoughtful details that set it apart from today’s typical new construction. Throughout the home, you’ll find numerous upgrades and custom touches that add style, comfort, and functionality. Enjoy Luxury Vinyl Plank flooring, a built-in fireplace, and two double-glass sliding doors that fill the living spaces with natural light and open to a private backyard with no rear neighbors. The gourmet kitchen is ideal for entertaining and everyday living, featuring a built-in oven and microwave, abundant cabinetry and counter space, plus a dedicated coffee bar area. Situated on a wider lot, this home offers additional space and privacy, along with a spacious 3-car garage. Additional features include solar panels and a 10-year MI Home Warranty for added value and peace of mind. This property offers the advantage of established landscaping, completed improvements, and a home that has already been thoughtfully enhanced. A home with personality, upgrades, and detailed features that truly make it stand apart without the added expense of upgrading a brand-new home. Come see the difference for yourself!

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The essentials

Built
2024
Price / sqft
$228
On market
26 days
Annual tax
$5,264
HOA
$75/mo
Flood zone
AE
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Shared amenity
3 car garage
Driveway
6,970 sqft lot
Lot size
3,291 sqft
Living area

Payment

Est. monthly payment
$4,800/mo
Down payment (20%)
$149,980
Property taxes
$439/mo
HOA
$75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,970 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
26
Dry Bar
High Ceilings
L Dining
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Built-in Features
Ceiling Fans(s)
Balcony
Sidewalk
Rain Gutters
Clubhouse
Playground
Pool
Sidewalks
Street Lights
Microwave
Range Hood
Built-in Oven
Refrigerator
Cooktop
Dishwasher
Electric Water Heater
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$5,264
Parcel #
21-26-30-3645-0001-0430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Eden At Cross Prairie Pb 33 Pgs 37-42 Lot 43
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,970 sqft
Near Public TransitSidewalkPaved
HOA
$75/mo
Virginia Ochoa

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #S5157754
$749,900
$228/sqft

Neighborhood

5049 Shady Pines Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $749,900
$745,000 – $749,900
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 375 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 26.

Sample: 375 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,800/mo
Principal & interest$3,911
Property taxes$439
Insurance$375
HOA$75
Down payment20% · $149,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$749,900

$228 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,291 sq ft

Time on market

26 days

Year built

2024

Monthly payment

About $4,800/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,264 annual tax bill, insurance, and the $75/mo HOA fee.

HOA fee

$75/mo

Managed by Virginia Ochoa.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCENTURY 21 WOLF'S CROSSING REALTYListing agent: Stephanie FlorezListing data from Stellar MLS, MLS# S5157754.

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