3225 Canoe Creek Rd, photo 1
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Overview

4 bd3 ba2,117 sqft2 car garageSingle Family
TypeSingle Family
HOA$500/yr
Built1997
Lot21,344 sqft
Living area2,117 sqft
Price / sqft$278
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenPrivate YardDishwasherDryerElectric Water HeaterMicrowaveRangeRange Hood

3225 Canoe Creek Rd is a 1997-built home in Sawgrass Unit 6, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,117 square feet of living space. Listed at $589,000 (about $278/sqft), 125 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 annually.

From the listing

Welcome to this spacious 4 bedroom 3 bathroom home situated on nearly half an acre in the heart of St Cloud . Offering over 2,100 square feet of living space, this well maintained residence features an open and functional floor plan designed for both comfortable everyday living and entertaining. One of the property’s standout features is the garage workshop offering the perfect space for hobbies, woodworking, mechanics, storage, or a home-based business . Whether you’re a DIY enthusiast or simply need extra workspace, this versatile area adds exceptional value. The generous lot provides plenty of room for outdoor activities, gardening, or future additions while still enjoying the convenience of nearby shopping, dining, schools and major roadways. Built in 1997, this home combines established neighborhood charm with modern living potential. Whether you’re looking for room to grow, space to entertain or simply a peaceful place to call home, this property delivers exceptional value and opportunity.

The essentials

Built
1997
Price / sqft
$278
On market
125 days
Annual tax
$2,290
HOA
$500/yr
Flood zone
X · Low risk
Lot
21,344 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
Private pool
In Ground
2 car garage
Other
0.49 acres
Lot size
2,117 sqft
Living area

Payment

Est. monthly payment
$3,599/mo
Down payment (20%)
$117,800
Property taxes
$191/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
21,344 sqft
Cooling
Central Air
Heating
Central
Parking
Other
Pool
In Ground, Screen Enclosure
Days on Market
125
Eat-in Kitchen
Private Yard
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,290
Parcel #
26-26-30-0630-0001-00G0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawgrass Unit 6
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
21,344 sqft
HOA
$500/yr
Mosaic Services/Cealy Ramey

Price history

Date
Event
Price
8/12/2026
Price change
Source: Stellar MLS #S5151956
$589,000-1.7%
$278/sqft
6/15/2026
Listed for sale
Source: Stellar MLS #S5151956
$599,000
$283/sqft

Neighborhood

3225 Canoe Creek Rd
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $589,000
$585,000 – $589,000
99.5% – 100% of listTops out right at the list price
80% of listList price
244 of the last 394 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 125 after a $10,000 cut.

Sample: 394 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,599/mo
Principal & interest$3,072
Property taxes$191
Insurance$295
HOA$42
Down payment20% · $117,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$589,000

$278 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,117 sq ft

Time on market

125 days

Year built

1997

Monthly payment

About $3,599/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,290 annual tax bill, insurance, and the $500/yr HOA fee.

HOA fee

$500/yr

Managed by Mosaic Services/Cealy Ramey.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWEICHERT REALTORS HALLMARK PROListing agent: Sandra FarmerListing data from Stellar MLS, MLS# S5151956.

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