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Overview

5 bd4 ba2,912 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1998
Lot16,552 sqft
Living area2,912 sqft
Price / sqft$199
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)DishwasherDisposal

4105 Bob White CT is a 1998-built home in Quail Wood Unit Two, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,912 square feet of living space. Listed at $580,000 (about $199/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

**PRIVATE OVERSIZED LOT | SOLAR-HEATED POOL | 5 BEDROOMS | FIRST-FLOOR BEDROOM & BATH**New Well installed January 2026. AC replaced 2020 and Roof replaced 2018. Welcome to **4105 Bob White Court**, a spacious two-story home located in the desirable **Quail Wood community of St. Cloud**, known for its oversized homesites and peaceful, private setting. Situated on an impressive **16,596 sq. ft. lot—nearly half an acre**, this property offers a rare amount of outdoor space and privacy. The home features **5 bedrooms and 4 bathrooms**, including a **full bedroom and bathroom on the first floor**, providing an ideal setup for guests, multigenerational living, or added flexibility. Step outside to enjoy your **solar-heated pool**, creating the perfect space for relaxing, entertaining, and enjoying Florida living throughout the year. The expansive lot provides plenty of room to enjoy the outdoors while offering the privacy that is increasingly difficult to find. Inside, the two-story layout provides generous living space with bedrooms and additional living areas upstairs, giving everyone room to spread out while maintaining a comfortable flow throughout the home. **Quail Wood is a community of oversized lots**, offering a more spacious and private neighborhood feel. If you're looking for a home with **5 bedrooms, a first-floor bedroom and bath, a solar-heated pool, and nearly half an acre of land**, this property offers a combination that is truly hard to find. **Come experience the space, privacy, and Florida lifestyle that 4105 Bob White Court has to offer.**

The essentials

Built
1998
Price / sqft
$199
On market
6 days
Annual tax
$3,113
Flood zone
X · Low risk
Lot
16,552 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Private pool
Heated
2 car garage
0.38 acres
Lot size
2,912 sqft
Living area

Payment

Est. monthly payment
$3,574/mo
Down payment (20%)
$116,000
Property taxes
$259/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
16,552 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Pool Sweep, Salt Water, Screen Enclosure, Solar Heat
Days on Market
6
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,113
Parcel #
01-27-30-4843-0001-0390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Quail Wood Unit Two
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
16,552 sqft
Corner LotIn CountyPaved

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #S5158879
$580,000
$199/sqft

Neighborhood

4105 Bob White CT
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $580,000
$575,000 – $580,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 6.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,574/mo
Principal & interest$3,025
Property taxes$259
Insurance$290
Down payment20% · $116,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$580,000

$199 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,912 sq ft

Time on market

6 days

Year built

1998

Monthly payment

About $3,574/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,113 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySHANI BUILDERS & REALTY LLCListing agent: Shani LokhnathListing data from Stellar MLS, MLS# S5158879.

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