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Overview

4 bd3 ba2,221 sqft2 car garageSingle Family
TypeSingle Family
HOA$475/yr
Built2006
Lot7,801 sqft
Living area2,221 sqft
Price / sqft$156
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Rain GuttersSidewalk

4043 Waltham Forest Dr is a 2006-built home in Tavares Chelsea Oaks, Tavares. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,221 square feet of living space. Listed at $347,000 (about $156/sqft), 29 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $475 annually.

From the listing

Located in Chelsea Oaks in Tavares, this 4-bedroom, 2.5-bath home offers an open living area with vaulted ceilings, tile flooring, and a kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar. The screened patio overlooks a fenced backyard shaded by mature trees, offering space to relax or entertain. A 2-car garage adds everyday convenience. With multiple bedrooms, inviting living spaces, and outdoor space, this home offers possibilities for buyers seeking a primary residence or an investment property. Schedule a showing to see it in person.

The essentials

Built
2006
Price / sqft
$156
On market
29 days
Annual tax
$3,080
HOA
$475/yr
Flood zone
X · Low risk
Lot
7,801 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
7,801 sqft lot
Lot size
2,221 sqft
Living area

Payment

Est. monthly payment
$2,280/mo
Down payment (20%)
$69,400
Property taxes
$257/mo
HOA
$475/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
7,801 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
29
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Rain Gutters
Sidewalk
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,080
Parcel #
27-19-26-0075-000-13000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tavares Chelsea Oaks
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
7,801 sqft
HOA
$475/yr
Leland Management

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #O6445028
$347,000
$156/sqft

Neighborhood

4043 Waltham Forest Dr
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $347,000
$340,000 – $347,000
98% – 100% of listTops out right at the list price
80% of listList price
118 of the last 235 home closings in 32778 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 29.

Sample: 235 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,280/mo
Principal & interest$1,810
Property taxes$257
Insurance$174
HOA$40
Down payment20% · $69,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$347,000

$156 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,221 sq ft

Time on market

29 days

Year built

2006

Monthly payment

About $2,280/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,080 annual tax bill, insurance, and the $475/yr HOA fee.

HOA fee

$475/yr

Managed by Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS LEGACY REALTYListing agent: Diedra CobarisListing data from Stellar MLS, MLS# O6445028.

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