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Overview

3 bd2 ba2,216 sqft2 car garageSingle Family
TypeSingle Family
HOA$238/qtr
Built2005
Lot10,498 sqft
Living area2,216 sqft
Price / sqft$180
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)SidewalkDishwasherMicrowave

1903 Binnacle St is a 2005-built home in Neptune Pointe, Kissimmee. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,216 square feet of living space. Listed at $398,500 (about $180/sqft), 3 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $238 quarterly.

From the listing

Beautiful single-story 3-bedroom, 2-bath home located in a gated Kissimmee community with low HOA and no CDD. This home features a desirable split-bedroom floor plan, a dedicated den area ideal for a home office or flex space, and an open-concept living area. The gourmet kitchen is enhanced with new cabinetry and quartz countertops, while new flooring flows throughout the home. Enjoy a covered front porch, covered rear porch, and a private fenced backyard with plenty of room to relax, play, or entertain. Conveniently located in the greater Kissimmee area—schedule your showing today!

The essentials

Built
2005
Price / sqft
$180
On market
3 days
Annual tax
$5,658
HOA
$238/qtr
Flood zone
AE
Lot
10,498 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
10,498 sqft lot
Lot size
2,216 sqft
Living area

Payment

Est. monthly payment
$2,828/mo
Down payment (20%)
$79,700
Property taxes
$471/mo
HOA
$238/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
10,498 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
3
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Elementary
Neptune Elementary
Middle
Narcoossee Middle
High
Gateway High School (9 12)

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$5,658
Parcel #
25-25-29-4273-0001-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Neptune Pointe
County
Osceola
MLS Area
34744 - Kissimmee
Lot Size
10,498 sqft
HOA
$238/qtr
Neptune Pointe HOA/SENTRY Management

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #O6445398
$398,500
$180/sqft

Neighborhood

1903 Binnacle St
Kissimmee, FL, 34744 · 34744 - Kissimmee

Market insights

Offer Insights

Choose an offer strength

List price: $398,500
$397,500 – $398,500
99.5% – 100% of listTops out right at the list price
80% of listList price
218 of the last 339 home closings in 34744 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 3.

Sample: 339 closed home sales in 34744 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,828/mo
Principal & interest$2,078
Property taxes$471
Insurance$199
HOA$79
Down payment20% · $79,700
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$398,500

$180 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,216 sq ft

Time on market

3 days

Year built

2005

Monthly payment

About $2,828/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,658 annual tax bill, insurance, and the $238/qtr HOA fee.

HOA fee

$238/qtr

Managed by Neptune Pointe HOA/SENTRY Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byALORA REALTY GROUP INCListing agent: Trisha DeokinandanListing data from Stellar MLS, MLS# O6445398.

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