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Overview

4 bd3 ba2,140 sqft2 car garageSingle Family
TypeSingle Family
HOA$280/qtr
Built1992
Lot5,089 sqft
Living area2,140 sqft
Price / sqft$210
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenStone CountersThermostatWalk-in Closet(s)Private YardSidewalkDeed Restrictions

955 W Charing Cross Cir is a 1992-built home in Colony Cove, Lake Mary. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,140 square feet of living space. Listed at $450,000 (about $210/sqft), 13 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $280 quarterly.

From the listing

Home is ready for purchase and ready for Your buyer! The home is situated on a corner lot and is framed in by the community sidewalk. New Roof to be installed with an executed contract. Convenient-sized kitchen offering stone counter tops; double deep sink, NEW, updated appliances RANGE,REFRIGERATOR,DISHWASHER and wood cabinets. Low maintenance flooring with tile throughout the downstairs and all wet areas; NEW wood-tone laminate flooring throughout the upstairs. All of the four bedrooms are upstairs with ceiling fans and walk in closets and new flooring! A large family room is located near the kitchen and has a contemporary tiled fireplace. The primary bedroom has a spacious walk-in closet with custom shoe shelving and an abundance of clothing space. The primary bathroom has a garden soaking bath and a separate large shower. Both full-sized bathrooms have had some updating including stone counter tops, wood cabinets and custom tiled flooring. There is a convenient, guest half bath located downstairs near the family room. The back of the house has a brand-new wooden privacy fence that encloses a great sized patio that is waiting for your BBQ grill arrangement and perfect for fall entertaining.

The essentials

Built
1992
Price / sqft
$210
On market
13 days
Annual tax
$5,451
HOA
$280/qtr
Flood zone
X · Low risk
Lot
5,089 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Community pool
Shared amenity
2 car garage
Driveway
5,089 sqft lot
Lot size
2,140 sqft
Living area

Payment

Est. monthly payment
$3,120/mo
Down payment (20%)
$90,000
Property taxes
$454/mo
HOA
$280/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
5,089 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
13
Ceiling Fans(s)
Eat-in Kitchen
Stone Counters
Thermostat
Walk-in Closet(s)
Private Yard
Sidewalk
Deed Restrictions
Playground
Pool
Sidewalks
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
High
Lake Mary High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,451
Parcel #
19-20-30-512-0400-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Colony Cove
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
5,089 sqft
Corner LotLevelSidewalkPaved
HOA
$280/qtr
Tony Languzzi

Price history

Date
Event
Price
9/27/2026
Listed for sale
Source: Stellar MLS #O6445471
$450,000
$210/sqft

Neighborhood

955 W Charing Cross Cir
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$445,000 – $450,000
99.1% – 100% of listTops out right at the list price
80% of listList price
104 of the last 207 home closings in 32746 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 13.

Sample: 207 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,120/mo
Principal & interest$2,347
Property taxes$454
Insurance$225
HOA$93
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$210 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,140 sq ft

Time on market

13 days

Year built

1992

Monthly payment

About $3,120/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,451 annual tax bill, insurance, and the $280/qtr HOA fee.

HOA fee

$280/qtr

Managed by Tony Languzzi.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Jeffrey LainListing data from Stellar MLS, MLS# O6445471.

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