633 Pugh St, photo 1
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Overview

4 bd2 ba2,196 sqft2 car garageSingle Family
TypeSingle Family
HOA$300/yr
Built1987
Lot55,976 sqft
Living area2,196 sqft
Price / sqft$273
Garage2 car

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Saturday, Oct 10 · 11:00 AM to 2:00 PM

About this home

Solid Surface CountersSolid Wood CabinetsWalk-in Closet(s)Rain GuttersStorageConvection OvenDishwasherDisposal

633 Pugh St is a 1987-built home in Lake Mary Woods, Lake Mary. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,196 square feet of living space. Listed at $599,000 (about $273/sqft), 47 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 annually.

From the listing

THIS is the Lake Mary property buyers wait for—and rarely find. An extraordinary **1.29-acre homesite**, a modernized single-story home, incredible indoor-outdoor living and the convenience of an established Lake Mary location all come together in one truly special property. From the street, you see an attractive and inviting home. Step inside—and then out back—and the experience completely changes. The property opens up. An expansive lawn, mature trees and a wooded backdrop create a remarkable sense of space and privacy that is increasingly difficult to find in Lake Mary. The outdoor living is exceptional. A substantial covered timber pavilion and expansive paver patio create your own backyard destination for entertaining, grilling, celebrations or quiet evenings at home. There is room to garden, play, gather and enjoy the outdoors on a scale a typical neighborhood homesite simply cannot offer. Inside, the home feels bright, open and updated. Vaulted ceilings, skylights and an easy-flowing floor plan bring volume and natural light into the main living areas. The kitchen features granite countertops, rich wood cabinetry, stainless-steel appliances and breakfast-bar seating, opening naturally to the dining and gathering spaces. A fireplace adds warmth and character while maintaining the home's relaxed, modern feel. Then there is the Florida room—a showpiece of the home. Stretching approximately 27 feet across the rear, this incredible space features a vaulted ceiling, walls of windows overlooking the acreage, updated flooring and its own A/C. Game room, entertainment lounge, second living area or your favorite place to unwind—the possibilities are tremendous. Open the home toward the backyard and the entire property becomes one connected indoor-outdoor living experience. The 4-bedroom, 2-bath split floor plan provides privacy and flexibility. The primary suite offers multiple closets and an updated bath with a spacious walk-in shower, while three additional bedrooms can accommodate family, guests, home office or hobbies. An updated secondary bath, inside laundry and two-car garage complete the layout. And the updates are substantial: roof 2020, windows 2019, main A/C 2019, water heater 2025, updated bathrooms, newer sliding door, flooring, fencing, gutters, appliances, water softener, plus 2026 Florida room flooring and A/C. But what makes 633 Pugh truly difficult to duplicate is something you cannot simply renovate into another home: the land and the location. **1.29 acres in this part of Lake Mary is a rarity.** Here, you don't have to choose between having room to breathe and living close to everything that makes Lake Mary so desirable. Modern updates. Incredible outdoor living. 1.29 acres. Lake Mary. This is the one you have been waiting for. Buyer to verify all measurements

The essentials

Built
1987
Price / sqft
$273
On market
47 days
Annual tax
$3,267
HOA
$300/yr
Flood zone
X · Low risk
Lot
55,976 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
2 car garage
Driveway
1.29 acres
Lot size
2,196 sqft
Living area

Payment

Est. monthly payment
$3,721/mo
Down payment (20%)
$119,800
Property taxes
$272/mo
HOA
$300/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
55,976 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, On Street, Parking Pad
Days on Market
47
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Rain Gutters
Storage
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Elementary
Lake Mary Elementary
Middle
Greenwood Lakes Middle
High
Lake Mary High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,267
Parcel #
22-20-30-505-0A00-0360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Mary Woods
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
55,976 sqft
Conservation AreaCity LimitsLandscapedOversized LotStreet Dead-EndPaved
HOA
$300/yr
Specialty Management Company of Central Florida

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #O6435948
$599,000-1.8%
$273/sqft
-
Price change
Source: Stellar MLS #O6435948
$610,000-2.4%
$278/sqft
8/24/2026
Listed for sale
Source: Stellar MLS #O6435948
$625,000
$285/sqft

Neighborhood

633 Pugh St
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $599,000
$595,000 – $599,000
99.1% – 100% of listTops out right at the list price
80% of listList price
104 of the last 207 home closings in 32746 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 47 after a $26,000 cut.

Sample: 207 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,721/mo
Principal & interest$3,124
Property taxes$272
Insurance$300
HOA$25
Down payment20% · $119,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,000

$273 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,196 sq ft

Time on market

47 days

Year built

1987

Monthly payment

About $3,721/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,267 annual tax bill, insurance, and the $300/yr HOA fee.

HOA fee

$300/yr

Managed by Specialty Management Company of Central Florida.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Ozzie QuirozListing data from Stellar MLS, MLS# O6435948.

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