635 Chocktaw Street, photo 1
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Overview

4 bd3 ba2,780 sqft3 car garageSingle Family
TypeSingle Family
HOA$340/qtr
Built1989
Lot20,638 sqft
Living area2,780 sqft
Price / sqft$261
Garage3 car

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Open house

Saturday, Oct 10 · 4:00 PM to 8:00 PM

About this home

Ceiling Fans(s)Central VaccumEat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

635 Chocktaw Street is a 1989-built home in Timacuan - Premier Association Managemen, Lake Mary. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,780 square feet of living space. Listed at $725,000 (about $261/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $340 quarterly.

From the listing

Welcome to this beautiful 4-bedroom, 2.5-bath pool home with an office, oversized 3-car garage and an exceptional golf course setting in Lake Dawson Estates. Sitting on an extra-large lot with manicured landscaping, mature palms and a welcoming front porch, this home makes a great first impression before you even walk through the double entry doors. Inside, vaulted ceilings and a spacious formal living room create an impressive entry, with natural light throughout the home. The oversized primary suite is privately positioned at the front of the home and features a comfortable sitting area, abundant natural light and direct access to the pool area. The primary bath offers a large walk-in shower, generous vanity storage, a separate makeup vanity area and two walk-in closets. Across from the living room, a spacious flex room with French doors and vaulted ceiling is currently being used as an office but could serve as a formal dining room. An updated powder bath is conveniently located nearby for guests. The heart of the home is the kitchen, featuring white cabinetry, a breakfast bar, center island and newer stainless-steel appliances, including built-in double ovens. A bright eat-in area overlooks the backyard and opens to the spacious family room, where large windows and sliding doors bring in plenty of natural light. The wood-burning fireplace adds warmth and character to the room and creates a great gathering space for entertainment. A separate bedroom wing offers three generously sized bedrooms and an updated hall bath with double vanities. The bathroom also serves as the pool bath, making it convenient when entertaining outdoors. The indoor laundry room includes additional cabinetry and a utility sink for extra storage and functionality. Outside is where this property really shines. The spacious covered lanai provides plenty of room for dining and lounging and includes an outdoor kitchen, while the oversized screened pool area overlooks the golf course and offers plenty of room to enjoy the Florida lifestyle. A second screened patio, outdoor shower and separate fire pit area give you even more space to entertain or unwind while taking in the views. With golf course frontage and thoughtfully maintained landscaping, the backyard feels both open and private. The home has been freshly painted and offers an oversized 3-car garage with an installed Tesla charger, plus additional parking on the driveway. With its spacious floor plan, generous lot, beautiful pool and outdoor living spaces, and golf course views from both the front and rear of the property, this is a home that offers plenty of room to live, entertain and enjoy all that Central Florida has to offer. Major updates include a 2025 pool renovation, PEX re-piping in 2024, HVAC updated in 2022, roof replaced in 2018, and a 200-amp electrical system with copper wiring. Call today to schedule your private showing!

The essentials

Built
1989
Price / sqft
$261
On market
7 days
Annual tax
$4,716
HOA
$340/qtr
Flood zone
X · Low risk
Lot
20,638 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
Heated
3 car garage
Driveway
0.47 acres
Lot size
2,780 sqft
Living area

Payment

Est. monthly payment
$4,650/mo
Down payment (20%)
$145,000
Property taxes
$393/mo
HOA
$340/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
20,638 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Garage Faces Side
Pool
Child Safety Fence, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Tile
Days on Market
7
Ceiling Fans(s)
Central Vaccum
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Garden
Lighting
Outdoor Kitchen
Outdoor Shower
Private Entrance
Rain Gutters
Sidewalk
Sprinkler Metered
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Crystal Lake Elementary
Middle
Millennium Middle
High
Seminole High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$4,716
Parcel #
05-20-30-505-0000-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Timacuan - Premier Association Managemen
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
20,638 sqft
HOA
$340/qtr
Premier Management

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #O6446278
$725,000
$261/sqft

Neighborhood

635 Chocktaw Street
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $725,000
$720,000 – $725,000
99.1% – 100% of listTops out right at the list price
80% of listList price
104 of the last 207 home closings in 32746 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 7.

Sample: 207 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,650/mo
Principal & interest$3,781
Property taxes$393
Insurance$363
HOA$113
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$725,000

$261 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,780 sq ft

Time on market

7 days

Year built

1989

Monthly payment

About $4,650/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,716 annual tax bill, insurance, and the $340/qtr HOA fee.

HOA fee

$340/qtr

Managed by Premier Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFANNIE HILLMAN & ASSOCIATESListing agent: Chuck MassabListing data from Stellar MLS, MLS# O6446278.

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