Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
120 Monica CT is a 1988-built home in Cardinal Oaks Estates, Lake Mary. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,823 square feet of living space. Listed at $899,777 (about $319/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
RARE 3.3-ACRE ESTATE IN CARDINAL OAKS – 4 BEDROOMS, 4 BATHS & NO HOA! Discover exceptional space, privacy and estate-style living in desirable Lake Mary. This 4-bedroom, 4-bath, one owner home is nestled on approximately 3.3 acres in an established, low-density community with spacious homesites and mature surroundings. Highlights include a 2022 roof, remodeled kitchen with newer cabinetry and appliances, circular driveway, 2-car garage, ceramic tile downstairs, newer vinyl flooring upstairs, and a spacious primary suite with Jacuzzi tub. Enjoy Florida living from the covered and screened lanai, surrounded by mature oak trees, decorative fountains, beautiful boulder landscaping and expansive grounds. Located in Flood Zone X and offering NO HOA, this distinctive Cardinal Oaks property combines acreage, privacy and freedom with convenient access to Lake Mary shopping, dining, schools and major roadways. A rare Lake Mary opportunity—4 beds, 4 baths, 3.3 acres and NO HOA!
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 215 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$899,777
$319 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,823 sq ft
Time on market
4 days
Year built
1988
Monthly payment
About $5,434/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,495 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.
