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Overview

4 bd3 ba3,289 sqft3 car garageSingle Family
TypeSingle Family
HOA$183/mo
Built2004
Lot10,890 sqft
Living area3,289 sqft
Price / sqft$267
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Primary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)LightingSidewalkPark

1084 Shadowmoss Cir is a 2004-built home in Magnolia Plantation Ph 3, Lake Mary. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,289 square feet of living space. Listed at $879,000 (about $267/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $183 monthly.

From the listing

Dreams Do Come True! Live Where Luxury Meets Nature — Guard-Gated Magnolia Plantation, Lake Mary Welcome to your private resort-style retreat in the heart of Magnolia Plantation, one of Lake Mary’s most prestigious guard-gated golf communities — located in a city consistently voted among the safest in the nation. This stunning mostly single-story 4-bedroom + upstairs bonus room, 3-bath residence spans nearly 3,300 square feet and was designed for both grand entertaining and effortless everyday living. Built in 2004, the home impresses immediately with soaring ceilings, expansive open living spaces, and breathtaking golf-front views. Wake up to the sights of deer, wild turkeys, and Florida’s beautiful native wildlife roaming the community — with the rare and fascinating black bear sighting from time to time — all while enjoying the peace, privacy, and security of this exclusive neighborhood. The Remodeled High End chef’s kitchen anchors the home with stainless steel appliances,quartz countertop, an oversized island, abundant cabinetry, and seamless flow into the living and dining areas — perfect for family gatherings or hosting unforgettable evenings. Your luxurious owner’s suite offers a true escape, complete with dual vanities, soaking tub, walk-in shower, and an oversized walk-in closet. Three additional bedrooms are generously sized for family or guests, plus a versatile bonus room ideal for a home office, playroom, or gym. Step outside to your screened lanai overlooking the golf course and a sparkling private pool — your own outdoor oasis for relaxing or entertaining year-round. A 3-car garage and massive driveway provide ample space for vehicles, storage, and guests. it’s a lifestyle of comfort, security, and natural beauty in one of Central Florida’s most sought-after communities. Homes like this in Magnolia Plantation are rarely available. Welcome home.

The essentials

Built
2004
Price / sqft
$267
On market
60 days
Annual tax
$6,913
HOA
$183/mo
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Child Safety Fence
3 car garage
Garage Faces Side
0.25 acres
Lot size
3,289 sqft
Living area

Payment

Est. monthly payment
$5,783/mo
Down payment (20%)
$175,800
Property taxes
$576/mo
HOA
$183/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
10,890 sqft
Cooling
Zoned
Heating
Electric, Zoned
Parking
Garage Faces Side, Ground Level
Pool
Child Safety Fence, Gunite, In Ground, Screen Enclosure
Days on Market
60
Cathedral Ceiling(s)
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Sidewalk
Park
Playground
Tennis Court(s)
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Touchless Faucet
Washer
Wine Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,913
Parcel #
03-20-29-5PS-0000-1790

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Magnolia Plantation Ph 3
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
10,890 sqft
On Golf CourseOversized Lot
HOA
$183/mo
Sentry Management

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #O6433454
$879,000-2.2%
$267/sqft
-
Price change
Source: Stellar MLS #O6433454
$899,000-2.8%
$273/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #O6433454
$925,000
$281/sqft

Neighborhood

1084 Shadowmoss Cir
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $879,000
$870,000 – $879,000
99.1% – 100% of listTops out right at the list price
80% of listList price
104 of the last 207 home closings in 32746 landed at this number or higher (50%). The median one sat 21 days before it went under contract, and this one is on day 60 after a $46,000 cut.

Sample: 207 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,783/mo
Principal & interest$4,584
Property taxes$576
Insurance$440
HOA$183
Down payment20% · $175,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$879,000

$267 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,289 sq ft

Time on market

60 days

Year built

2004

Monthly payment

About $5,783/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,913 annual tax bill, insurance, and the $183/mo HOA fee.

HOA fee

$183/mo

Managed by Sentry Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byINVESTOR'S REAL ESTATE LLCListing agent: Freddie CrespoListing data from Stellar MLS, MLS# O6433454.

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