4683 Ilah Rd N, photo 1
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Overview

4 bd2 ba2,057 sqft2 car garageSingle Family
TypeSingle Family
HOA$300/yr
Built2004
Lot13,092 sqft
Living area2,057 sqft
Price / sqft$224
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Dry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboSolid Surface CountersSolid Wood CabinetsSplit Bedroom

4683 Ilah Rd N is a 2004-built home in Derris Creek Unit Three, Jacksonville. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,057 square feet of living space. Listed at $460,000 (about $224/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 annually.

From the listing

Step into a home that feels ready to hold your everyday moments and your biggest celebrations. This beautiful 4-bedroom, 2-bath residence offers a dedicated office for focused work or creative projects, and a welcoming layout that naturally brings everyone together. The kitchen’s granite countertops and the full built-in granite bar create a true gathering space—perfect for weekend brunches and holiday toasts. A cozy fireplace adds warmth and character to the main living area, and the included Murphy bed offers flexible space for guests or multi-use living. Comfort and peace of mind come from thoughtful upgrades throughout the home: remodeled guest bath (2021), HVAC (2022), water softener system (2023), new gutters (2023), new water heater (2023), and new double-insulated windows installed in 2024, complete with a fully transferrable lifetime warranty. Every improvement reflects care and intention. Outside, the large, fenced yard (2019) becomes an extension of your living space—room to play, relax, garden, or unwind under the patio pavilion. The 12x20 shed offers generous storage for hobbies, tools, and all the gear that comes with an active lifestyle. This is a home designed for connection, comfort, and memorable moments—it’s ready for its next chapter.

The essentials

Built
2004
Price / sqft
$224
On market
5 days
Annual tax
$366
HOA
$300/yr
Flood zone
X · Low risk
Lot
13,092 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
Garage Door Opener
0.30 acres
Lot size
2,057 sqft
Living area

Payment

Est. monthly payment
$2,685/mo
Down payment (20%)
$92,000
Property taxes
$31/mo
HOA
$300/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
13,092 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Days on Market
5
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Permeable Paving
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$366
Parcel #
149044-2260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Derris Creek Unit Three
County
Duval
MLS Area
32257 - Jacksonville
Lot Size
13,092 sqft
ClearedPaved
HOA
$300/yr
Tricia Basanese

Price history

Date
Event
Price
10/13/2026
Listed for sale
Source: Stellar MLS #O6445476
$460,000
$224/sqft

Neighborhood

4683 Ilah Rd N
Jacksonville, FL, 32257 · 32257 - Jacksonville

Market insights

Offer Insights

Choose an offer strength

List price: $460,000
$457,500 – $460,000
99.3% – 100% of listTops out right at the list price
80% of listList price
48 of the last 94 home closings in Jacksonville landed at this number or higher (51%). The median one sat 30 days before it went under contract, and this one is on day 5.

Sample: 94 closed home sales in Jacksonville over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,685/mo
Principal & interest$2,399
Property taxes$31
Insurance$230
HOA$25
Down payment20% · $92,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$460,000

$224 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,057 sq ft

Time on market

5 days

Year built

2004

Monthly payment

About $2,685/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $366 annual tax bill, insurance, and the $300/yr HOA fee.

HOA fee

$300/yr

Managed by Tricia Basanese.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMILLER GRANT AND COMPANYListing agent: Annemarie BaxterListing data from Stellar MLS, MLS# O6445476.

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