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Overview

4 bd5 ba4,274 sqft4 car garageSingle Family
TypeSingle Family
HOA$700/yr
Built2004
Lot23,958 sqft
Living area4,274 sqft
Price / sqft$217
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Tray Ceiling(s)Window TreatmentsBuilt-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsStone Counters

7103 Twelve Oaks Dr is a 2004-built home in Twelve Oaks, Lakeland. Inside you'll find 4 bedrooms, 5 bathrooms, and 4,274 square feet of living space. Listed at $929,000 (about $217/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $700 annually.

From the listing

*PRICED UNDER RECENT APPRAISAL* BEAUTIFULLY UPDATED TRADITIONAL POOL HOME in South Lakeland! This spacious 4-bedroom, 3 full-bath, 2 half-bath home on over HALF AN ACRE (.55) also features a versatile office/den and an impressive 2–4 car garage with an air-conditioned workshop/hobby room. Recent updates include a NEW ROOF, two NEW AC UNITS, full-house REPLUMB, TWO NEW HOT WATER heaters, updated electrical, NEW ENGINEERED WOOD FLOORING and NEW plush bedroom carpet, new INTERIOR PAINT, new LIGHT FIXTURES, new QUARTZ COUNTERTOPS, and new STAINLESS STEEL APPLIANCES. The POOL AND SPA have been completely RESURFACED AND RESCREENED, and the fireplace has been professionally swept with a NEW CHIMNEY CAP INSTALLED. Inside, enjoy a grand living room with wood flooring, custom built-ins, and a double-sided wood-burning fireplace, along with an elegant formal dining room and spacious kitchen featuring quartz counters, center island, custom cabinetry with built-ins and pull-out shelving, stainless steel appliances, and a stone fireplace. The spacious primary suite offers a private seating area and an OVERSIZED WALK-IN CLOSET WITH CUSTOM BUILT-INS. The upstairs guest bedroom features a private ensuite bathroom, while two additional bedrooms share a convenient Jack-and-Jill bathroom. The versatile office/den also includes custom built-ins, making it ideal for a home office, library, or hobby space. Outside, enjoy the beautifully updated pool, pool bath and mature shade trees, creating a private setting for relaxing and entertaining. Additional features include an impressive 2-4 CAR GARAGE configuration with an air-conditioned workshop/hobby room, providing exceptional storage, workspace, and flexibility for hobbies, projects, or additional personal use. With its extensive recent renovations, spacious floor plan, traditional architectural character, private pool setting, mature landscaping, and highly desirable South Lakeland location, this distinctive home offers a rare combination of comfort, functionality, and timeless appeal.

The essentials

Built
2004
Price / sqft
$217
On market
11 days
Annual tax
$10,323
HOA
$700/yr
Flood zone
X · Low risk
Lot
23,958 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Screen Enclosure
4 car garage
Workshop in Garage
0.55 acres
Lot size
4,274 sqft
Living area

Payment

Est. monthly payment
$6,228/mo
Down payment (20%)
$185,800
Property taxes
$860/mo
HOA
$700/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
23,958 sqft
Cooling
Central Air
Heating
Electric
Parking
Workshop in Garage, Other, Oversized
Pool
Screen Enclosure, In Ground, Tile
Days on Market
11
Tray Ceiling(s)
Window Treatments
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Stone Counters
Walk-in Closet(s)
Chair Rail
Built-in Oven
Cooktop
Dishwasher
Microwave
Flood Zone X
Annual Tax (2025)
$10,323
Parcel #
24-29-30-290809-000060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twelve Oaks
County
Polk
MLS Area
33813 - Lakeland
Lot Size
23,958 sqft
Oversized LotCul-De-Sac
HOA
$700/yr
Shannon Hinckley

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #O6446004
$929,000
$217/sqft

Neighborhood

7103 Twelve Oaks Dr
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $929,000
$925,000 – $929,000
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 258 home closings in 33813 landed at this number or higher (52%). The median one sat 24 days before it went under contract, and this one is on day 11.

Sample: 258 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,228/mo
Principal & interest$4,845
Property taxes$860
Insurance$465
HOA$58
Down payment20% · $185,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$929,000

$217 per sq ft

Beds and baths

4 beds, 5 baths

Size

4,274 sq ft

Time on market

11 days

Year built

2004

Monthly payment

About $6,228/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,323 annual tax bill, insurance, and the $700/yr HOA fee.

HOA fee

$700/yr

Managed by Shannon Hinckley.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIDA REALTY INVESTMENTSListing agent: Hannah Evans LLCListing data from Stellar MLS, MLS# O6446004.

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